This program will be pre-recorded and distributed the morning of Thursday, July 19.

PROGRAM INFORMATION

This webinar is a must-see program for BSA Officers and their staff, Compliance Officers, Deposit and Branch Operations Officers, and Auditors. 

So few pages of actual statutory or regulatory BSA requirements, so many BSA expectations from our regulators and auditors. Many of the lessons learned by banks have been at the expense of other banks at the receiving end of an enforcement action. What would those banks have done differently if given a second chance, and what actions should your bank steer clear of? Many of the functions faulted had been in place for years yet never criticized by an examiner or auditor. This program will address a wide range of topics and is designed to allow BSA personnel to reassess a number of present bank functions or methodologies which might be ticking time bombs. Is having a six month lead time between BSA Risk Assessment and Policy review an issue? Is having a BSA Officer with the initiative to reconfigure the bank’s automated transaction monitoring system applauded or frowned upon? A behavioral based transaction monitoring system is what the examiners expect, isn’t it? Maybe! Specific topics to be discussed are:

• Are there any attributes the party conducting your independent testing should, or should not, possess?
• Are there preferred, or frowned upon, methods of BSA training, or does one size fit all?
• Does BSA department staffing levels drive alert generation methodology or vice versa?
• Is the BSA Risk Assessment the place to air all of the bank’s dirty BSA laundry, as it can be seen by examiners and auditors?
• Is keeping BSA related documentation a positive or negative should the bank find itself the potential subject of an enforcement action?
• Will automating the transaction monitoring system into a behavioral based system both satisfy examiners and generate more suspicious activity alerts, or will it have an unintended affect?

Don’t miss this timely and informative session!

SPEAKER INFORMATION

Don Blaine – Senior Vice President & Compliance Director, Nantahala Bank & Trust 

Don has over 30 years of experience in banking compliance for banks ranging in size from small community banks to Bank of America. His prior roles have included: Chief Compliance Officer, Senior Compliance Regulatory Examiner, Compliance Audit Manager, among others.  He’s well positioned to discuss all sides of the compliance triangle as he has served as a federal compliance examiner and a compliance auditor, in addition to his roles in compliance’s second line of defense at banks.  He is considered a subject matter expert in many of the alphabet soup consumer affairs laws and regulations, both on the lending and deposit side of the bank, and also specializes in the BSA.  He has taught at the ABA’s National Compliance School and has also served as an instructor on BSA and compliance topics at training programs offered by a number of state banking associations.

Please join the Young Bankers to network and grab some drinks! Several NCYB representatives will be in attendance, including Chair Meredith Begley, Black Mountain Savings Bank, David Beaver, Uwharrie Bank, and Michael Cortes, TD Bank, Jed Orman, Fidelity Bank, and Kristen Brabble, First Carolina Bank. This is your chance to make new connections and learn more about our great Young Bankers division.

This Happy Hour will take place after the School of Banking students finish classes for the day – all students are encouraged to attend!

This is a recorded program. The webinar will be sent to registrants on the morning of August 9.

PROGRAM INFORMATION

This webinar is being presented by Ascensus, and is designed as an informational session to educate those already offering HSAs, as well as to answer questions as to why a bank might get into the HSA business. Some financial organizations may be reluctant to implement or develop an HSA program given the uncertainties that still surround these accounts and their place in the tax-qualified savings landscape. This course offers insight into the HSA market – including its growth, the prospects of future growth, and the reasons behind it all. This is the perfect opportunity to tap into the HSA market’s potential for your organization.

SPEAKER INFORMATION

Robert Shipp – Consultant, Ascensus

Robert Shipp is a consultant with the Ascensus ERISA Compliance Department. As a consultant, he assists clients with technical compliance questions through Ascensus’ 800 Consulting Service. His expertise includes Traditional and Roth IRAs, Coverdell education savings accounts, health savings accounts, and various employer-sponsored retirement plans, such as 401(k) plans, 403(b) plans, SEP plans, and SIMPLE IRA plans.

Robert is a graduate of the University of Minnesota – Duluth, with a Bachelor of Arts in philosophy. He has earned the designation of Qualified 401(k) Administrator from the American Society of Pension Professionals and Actuaries, Certified IRA Professional from the National Association of Federal Credit Unions, and both the Certified IRA Specialist and the Certified Health Savings Professional from Ascensus.

Time: Day 1, 9 am – 5 pm
Day 2, 8:30 am – 12:30 pm

SPEAKER INFORMATION

Patti Blenden

Patti Blenden is a dynamic speaker and leader with strong, intuitive management skills, and a deep conviction that “excellence is not optional.” She has extensive experience in working with financial institutions, bank data processors and governmental agencies. Patti has more than 35 years of experience in the financial industry as an entrepreneur and financial institution executive. She is a Certified Public Accountant, skilled regulatory compliance consultant, bank operations specialist, system automation designer and an enthusiastic regulatory compliance instructor who believes in providing real-world solutions ready for immediate implementation.

Patti founded Financial Solutions in 1990 to offer financial institutions complete, cost-effective regulatory compliance solutions, thereby eliminating an institution’s need to rush to increase overhead. The company specializes in providing regulatory compliance assistance for financial institutions through policies, programs, on-site compliance reviews and customized training.

PROGRAM INFORMATION

Patti’s coming back to town to help guide us through the murky waters of compliance updates. You and your compliance team won’t want to miss this informative session! Confirmed topics include:

• TRID Update
• TRID Construction Loans
• Regulatory Reform Bill (HMDA, Qualified Mortgages, Other Key Compliance Changes)
• Deposits Risk

This program will also feature a networking dinner with NCBA President & CEO, Peter Gwaltney! The dinner is optional for attendees, and will take place on Thursday, August 16 at 6:00 at the restaurant in the Holiday Inn.

LODGING INFORMATION

The NCBA has secured a discounted room rate of $109/night at the Holiday Inn Crabtree Valley. To make a reservation, please use the link below or call the hotel directly at 919.782.8600 and request the NC Bankers rate for the nights of August 15 and 16th. Please note that all attendees are responsible for their own room reservations.

NC Bankers Association