Please note that this is not a NCBA event.
To receive the member rate, you must be a member of the NC Creditors Bar Association.
NC Creditors Bar Association 2019 Annual Winter Conference
“The Current Climate for FDCPA Claims and Beyond”
CLE Credit 6.00 total hours (3.5 Ethics)
Confirmed topics include:
- Part 1 – Letter Issues
- General Validation Notice Concerns
- Meaningful Involvement – Where We Have Been?
- Meaningful Involvement – Where We Are Going? (Everything Old is New Again!)
- Ethics, Management, and Client Pressure
- Threats of Suit
- Part 2 – Telephone Issues
- Call Frequency
- Time of Day
- Part 3 – Damages Issues in FDCPA and FCRA Cases
- Part 4 – Additional Ethics Concerns for Collection Attorneys
- Unauthorized Practice of Law
- Fee Agreements
- Case Volume
- Appearance Counsel
- Settlement Agreements
- Attorney-Client Privilege
- Part 5 – Developments on State and Federal Regulatory Issues
- Part 6 – Bankruptcy Update
This is a must attend event for CFOs, COOs, and anyone who is responsible for the preparation of call reports.
This event is being presented by Mauldin & Jenkins, and is designed to explain the why’s, how’s, and where’s of call report preparation, and will offer practical techniques to improve your overall reporting process. This course is perfect for both the beginner and the experienced call report preparer, as the instructors will pace the class based upon the experience level of the attendees. Participants will receive a detailed line-by-line review in the completion of significant schedules of a call report and will be encouraged to share their call reporting experiences. Appropriate items to be reported and relationships between schedules will be discussed as part of this review. Seminar topics include:
- Proposed Changes to 2019 Call Reporting
- Review of Commonly Misreported Items in Loan Schedule RC-C and Other Key Schedules
- Discussion of Regulatory Capital Schedule RC-R, including Proposed Simplifications to the Capital Rule
Michael Gordon, CPA
Michael is a director with Mauldin & Jenkins, LLC. Since joining Mauldin & Jenkins, LLC in 2005, Michael has focused his career on audits for financial institutions. He has worked on financial statement audits and internal audits for both public and private companies, mortgage companies and credit unions. Additionally, Michael’s experience includes assisting clients with FDICIA and SOX 404 testing, HUD compliance, loss-share accounting and compliance, and regulatory reporting. His experience at Mauldin & Jenkins, LLC also includes audits of clients within the governmental sector and the healthcare industry as well as audits of employee benefit plans.
Kris Trainor, CPA
Kris is a partner with Mauldin & Jenkins, LLC. Kris received his BBA in Accounting from Georgia Southern University in 1995 and works out of the Atlanta office of Mauldin & Jenkins, LLC. Since joining Mauldin & Jenkins in 1995, Kris has focused his career on audits for financial institutions. Kris has continued his professional education by attending a variety of audit and tax training classes. Kris is a member of the American Institute of Certified Public Accountants and the Georgia Society of Certified Public Accountants. He is a Certified Public Accountant in the state of Georgia and is licensed to practice in California. Kris previously served on the AICPA’s Examination Content Subcommittee for the Audit section of the CPA exam.
The NCBA has secured a discounted rate of $159/night for our attendees at the North Raleigh Hilton. To secure this discounted rate, please call the hotel directly at 919.872.2323 and ask for the NC Bankers Association discounted rate. This rate includes complimentary transportation to and from the North Hills Mall. The hotel is located two miles away from the NCBA.
Please note that attendees are responsible for securing their hotel reservations. Should you encounter any issues with your reservation, please contact Business Travel Sales Manager, Courtney Quatrara at 919.878.4914 or email@example.com.
The NCBA is partnering with Arnold & Porter on the Bank Notes of 2019 webinar series. This will be a quarterly series of webinars that are offered exclusively to NCBA members addressing regulatory issues that are most relevant to North Carolina banks.
Attendees can either elect to attend webinars a la carte at the $150 registration rate, or they can opt to purchase the entire series (four programs) at the $400 registration rate. All webinars are live programs and will begin at 10:00 am EST on the following days:
- Q2 – Tuesday, April 16
- Q3 – Tuesday, July 16
- Q4 – Tuesday, November 12
Each Bank Notes session will include a report on:
- New Rules and Regulations
- Enforcement Actions and Trends
- M&A Activity
- 20-Minute Deep Dive into Regulatory Topic for the Quarter
Session swill be tailored to educate all aspects of banks’ operations (customer relationship personnel, BSA officers, legal, compliance, audit, operations, senior management, and directors). Each session will be 50 minutes, followed by a 10-minute Q&A session. The link will be delivered to attendees 24 hours before the program begins, and each registrant will be provided with an e-book containing the presentation materials and other supporting documents relevant to the discussion.
Michael Mancusi – Partner, Arnold & Porter
Michael Mancusi represents domestic and foreign banks, credit unions, and other financial services clients in a wide range of state and federal regulatory, compliance, and enforcement matters. He also has substantial experience representing clients in government and corporate internal investigations, including entities subject to anti-money laundering requirements.
Mr. Mancusi counsels clients facing complex corporate governance and structural issues and represents clients before key state and federal bank regulatory agencies, including the Office of the Comptroller of the Currency, the Federal Reserve, the FDIC, the National Credit Union Administration, the Financial Crimes Enforcement Network, the Consumer Financial Protection Bureau, and the Office of Foreign Assets Control.
Kevin Toomey – Associate, Arnold & Porter
Kevin Toomey represents bank and nonbank financial services companies, along with their boards of directors, executives, and senior management, in a wide range of enforcement, regulatory, compliance, and governance matters before the federal and state banking agencies, Department of Justice, CFPB, FinCEN, and OFAC. Mr. Toomey regularly represents clients in investigative proceedings, including navigating internal and government investigations, and advises clients on issues relating to the Bank Secrecy Act and anti-money laundering requirements, consumer protection, the Dodd-Frank Wall Street Reform and Consumer Protection Act, and state and federal banking laws and regulations.
Stay tuned for additional information!
Confirmed topics include:
- “Protecting Seniors: A Guide to Recognizing and Reporting Suspected Elder Financial Fraud” – This session will discuss recent trends in scams affecting seniors. Speaker Jeb Saunders will also discuss the newly-enacted federal and state regulations which encourage, and require, financial institutions to report suspected elder financial fraud, including S 2155, FINRA Rules 4152 and 2165, and North Carolina Senate Bill 140.
- “Elder Financial Abuse: What Banks Need to Know” – Banks increasingly find themselves on the frontline in the struggle against financial abuse of seniors. This presentation will provide banks with practical steps that they can take to protect themselves and their customers against the growing threat.
- “Reporting to Adult Protective Services in NC” – Find out who, when, and what should be reported to Adult Protective Services, and what can be expected during that process.
- “At Risk Persons & Elder Financial Abuse: Helping Community Awareness” – This session will help attendees understand what elder financial exploitation can look like, and why it can be hard to spot. Who is at risk – your loved ones, your caregivers, your clients or your institution?
Confirmed speakers include:
Michael Breeding – Senior Examiner, Federal Reserve Bank of Richmond
Mike has been with the Federal Reserve Bank of Richmond since 1996. He began his career as a community bank examiner and is currently working in the Legal Risk Unit for the Federal Reserve Bank of Richmond. For the unit, Mike is a risk specialist for BSA, fraud and fiduciary matters. During his career with the Federal Reserve System, he has participated and overseen complex BSA/AML examinations within Community, Regional and Large Banking Companies, as well as conducted various fraud investigations. He is also an instructor for the FFIEC Fraud Investigations class. Mike holds a Bachelors of Science degree in Business Administration and Finance with a concentration in Accounting from Virginia Commonwealth University.
Ben Davis – Partner, Brooks Pierce
Ben Davis is a regulatory and transactional lawyer. He has advised North Carolina banks on matters involving check negotiation, payments systems, electronic banking, treasury services, credit and debit cards, remote deposit capture services, securities law, financial privacy, consumer protection, and corporate governance. Ben is a partner at the law firm of Brooks, Pierce, McLendon, Humphrey & Leonard, LLP, where he has practiced law since 2002. He received his undergraduate degree from Wake Forest University and his law degree from Yale Law School.
Regina Forest – Global Financial Compliance Executive, Bank of America
Regina Forest is a Global Financial Compliance Executive with Bank of America, who is responsible for their At Risk Persons Investigations Program. Regina is located in Charlotte, North Carolina. She joined Bank of America in 2007 and has held various investigative and management roles within the Mortgage and Loan Fraud Investigations space.
Regina has over 20 years of law enforcement and fraud investigation experience. Prior to joining Bank of America, she was an investigator for HSBC Mortgage Services. Before that, she was a North Carolina licensed Private Investigator and a sworn United States Probation Officer for the Western District of North Carolina. Regina is a Certified Anti-Money Laundering Specialist (CAMS) and is an active member of Association of Certified Anti-Money Laundering Specialists (ACAMS) and the International Associations of Financial Crimes Investigators (IAFCI).
Victor Galloway – Community Affairs Specialist, FDIC
Victor Galloway serves as a Federal Deposit Insurance Corporation (FDIC) Community Affairs Specialist for North Carolina, Virginia and West Virginia. He and the Community Affairs staff assist financial institutions in developing strategies that are responsive to the credit, service and investment needs of their communities. He has several years of Fortune 100 Senior Executive Leadership experience with expertise in working across multiple business channels, public institutions and government agencies. He has consulted with C-Level executives, academic leaders, senior White House staffers, government agencies and congressional members to forge economic development and collaboration among small businesses, major corporations, higher education institutions, and community development practitioners. He is the founder of Influencer, LLC a consulting firm. He is a nationally recognized speaker on social justice and civil rights as well as economic impact of public policies on underserved communities. He has directed and collaborated on research and public policy projects on affordable housing, aging in place, student debts, mortgage lending, racial wealth gaps and racial disparities.
David Lenoir – President & CEO, CRA Partners
David has spent nearly three decades in the financial services industry including eight years as the elected “banker” for Memphis/Shelby County before joining CRA Partners in October 2018. During his time in office, David worked with bank leadership to develop award-winning community outreach programs – Bank on Memphis and the Greater Memphis Financial Empowerment Center – to promote economic stability and increase financial literacy for the over 900,000 residence of Shelby County.
As the CEO of CRA Partners, David’s responsibility is to implement the mission of partnering with community-focused banks to create safe and secure living communities for low-to-moderate income seniors. CRA Partners is committed to protecting seniors physically, virtually and financially. CRA Partners is fortunate to work with over 200 bank partners in more than 35 states who help us accomplish our mission. David graduated from the Culverhouse School of Accountancy at the University of Alabama.
Karey Perez – Adult Programs Representative, NC Division of Aging and Adult Services
Karey Perez is an Adult Programs Representative (APR) for North Carolina’s Division of Aging and Adult Services (DAAS). She possesses over a decade of professional and programmatic experience in social work principles, techniques, and practices which she applies to implement effective and efficient solutions for case work and community issues. She provides oversight and consultation to the 100 county Departments of Social Services (DSS) with expertise in aging and adult social services programs.
As an Adult Programs Representative, she carries frontline responsibility for ensuring the DSS aging and adult services programs are operated in accordance with Federal and State laws, policies and rules adopted by the Social Services Commission, and verifying exceptional service delivery to clients. Her passion for community service is evident in her compassion and empathy while engaged with the individuals she serves.
Jeb Saunders – Assistant Attorney General, Consumer Protection Division of NC Department of Justice
Jeb Saunders is an Assistant Attorney General in the Consumer Protection Division of the North Carolina Department of Justice. His work involves bringing enforcement actions against individuals and companies engaged in elder fraud, home appliance and retail fraud, and tax preparation fraud. Recently, he has also been involved in investigations of pharmaceutical practices concerning drug pricing.
Jeb received his bachelor’s degree from the University of North Carolina at Chapel Hill, where he was a Morehead Scholar. He obtained his law degree and Masters’ degree in English from Duke University, after which he entered private practice. He practiced law in Michigan for 15 years, representing employees in workers’ compensation and civil rights cases. In 2012, he moved back to North Carolina when he accepted his current position as an Assistant Attorney General.
The NCBA has secured a discounted rate of $152/night for our attendees at the Sheraton Imperial Hotel. To secure this discounted rate, please call the hotel directly at 919.941.5050 and ask for the NC Bankers Association discounted rate.
Please note that attendees are responsible for securing their hotel reservations. The cut-off date for this discounted rate is March 19.