Once again this November, the North Carolina Young Bankers will be hosting its Bankers in Schools program! During the week of November 13-17, we will be matching up bankers from all across the state with…
The NCBA is partnering with Arnold & Porter on this program. The link will be delivered to attendees 24 hours before the program begins. The webinar will begin promptly at 10:00 am on June 19.
Recent agency guidance, rulemakings, and enforcement actions demonstrate the financial regulatory agencies’ commitment to enforcing the Bank Secrecy Act and its implementing regulations (BSA), including their willingness to hold lead compliance professionals personally accountable. Suspicious Activity Reporting is a critical aspect of BSA compliance, and the adequacy of SAR narratives is increasingly becoming the subject of examination and enforcement criticism. This presentation details best practices for drafting the SAR narrative, including critical components, structure, and what to look for when identifying suspicious activity.
This webinar will be 50 minutes, followed by a 10 minute Q&A session.
Anthony Raglani – Associate, Arnold & Porter
Anthony Raglani counsels clients on a variety of financial regulatory matters. In particular, Mr. Raglani represents bank and nonbank financial institutions on matters before federal and state banking agencies and financial regulators, including the Board of Governors of the Federal Reserve System, the Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation, the Consumer Financial Protection Bureau, the Securities and Exchange Commission, the New York Department of Financial Services, and other state banking and securities agencies.
Mr. Raglani regularly assists clients with their compliance efforts in a wide range of areas, including consumer financial protection laws and regulations, mortgage lending and servicing, fair lending, regulatory capital, debt collection, credit reporting, Bank Secrecy Act and anti-money laundering laws and regulations, and licensing and corporate structuring.
Kevin Toomey – Associate, Arnold & Porter
Kevin Toomey represents bank and nonbank financial services companies, along with their boards of directors, executives, and senior management, in a wide range of enforcement, regulatory, compliance, and governance matters before the federal and state banking agencies, Department of Justice, CFPB, FinCEN, and OFAC. Mr. Toomey regularly represents clients in investigative proceedings, including navigating internal and government investigations, and advises clients on issues relating to the Bank Secrecy Act and anti-money laundering requirements, consumer protection, the Dodd-Frank Wall Street Reform and Consumer Protection Act, and state and federal banking laws and regulations.
The workshop is being presented by the FDIC, and will feature roundtable discussions with representatives from the Office of the Comptroller of the Currency, the Federal Reserve Bank of Richmond, and the NC Office of the Commissioner of Banks. Specific topics will include:
- Information Technology: It’s About Leadership
- Regulator Roundtable Discussions of Common Examination Findings and Emerging Risks
- Bank Secrecy Act: A Supervisory Update
Jeff Burgess – Risk Management Field Supervisor, FDIC
Jeff is the Risk Management Field Supervisor for FDIC’s Charlotte Territory. The Charlotte Territory is responsible for all examination activities of state nonmember institutions in the Western half of North Carolina and all of South Carolina. Prior to this role, he served as a Supervisory Examiner responsible for supervision of the Territory’s large banks. Jeff began his career with the FDIC in 1991 as an Assistant Examiner in the Hollywood, Florida Field Office. In 1998, he joined the Comptroller of the Currency as a National Bank Examiner in the agency’s Southeast Territory. While in this position, he served on a number of large bank teams in the Southeast ranging in size from $20 billion to several hundred billion. Jeff led a number of complex examinations around the U.S. and over-seas at foreign locations of large U.S. banks. Jeff eventually returned to the FDIC in 2007 where he was promoted to Senior Examiner and, ultimately, to his current position.
Jerry Chadwell – Division of Depositor and Consumer Protection Field Supervisor, FDIC
Jerry has been employed by the FDIC for more than 25 years. He is currently the Division of Depositor and Consumer Protection Field Supervisor for the Atlanta Region’s North Territory, a position he has held since 2002. In this capacity, Jerry is responsible for consumer protection supervision activities in North Carolina, West Virginia, and Virginia. Since joining FDIC as a trainee compliance examiner in the Nashville, Tennessee field office, Jerry has held positions of Compliance Examiner, Senior Compliance Examiner, and Compliance Field Supervisor and has worked in the FDIC’s Atlanta, Chicago, and Memphis Regions.
Stacy Dail – Senior Portfolio Analyst, Federal Reserve Bank of Richmond
Stacy is a Senior Portfolio Analyst within the Supervision, Regulation and Credit Risk Management department of the Federal Reserve Bank of Richmond. In this role, she has responsibility for overseeing and monitoring the safety and soundness condition for a portfolio of community banks. She has been with the Federal Reserve since 2005. She has been in her current role since 2013 and primarily works with bank management on issues to examinations, current topics in supervisory oversight and overall safety and soundness concerns.
Scotty Duncan – Assistant Deputy Comptroller, Office of the Comptroller of the Currency
Scotty Duncan is the Assistant Deputy Comptroller for the Charlotte Field office of the Comptroller of the Currency. In this role, he supervises a staff of 42 people and is responsible for supervising 22 community banks and thrifts. Prior to taking on this role in January 2017, Scotty was the Commercial Credit Lead Expert for Midsize Bank Supervision. He also previously held the same role in the OCC’s Central District and was a resident examination team member at Bank of America, having responsibility for the commercial real estate portfolio. He started his OCC career in 1992.
Margaret Meyers – Risk Management Field Supervisor, FDIC
Margaret currently serves as Risk Management Field Supervisor for the Raleigh Territory, a multi-office territory covering the eastern half of North Carolina and all of Virginia and West Virginia. In her 27 years with FDIC, Margaret has examined banks primarily in North Carolina but also in South Carolina, Virginia, Georgia, Indiana, and Illinois. She has also instructed for FDIC’s Corporate University, including one teaching assignment with the Egyptian Banking Institute in Cairo. Additionally, she has been very involved in Directors’ Colleges in NC, SC, and WV. Margaret has served on several temporary assignments in the Atlanta Regional Office and at FDIC Headquarters in Washington, DC. Her experience on these assignments includes reviewing and processing problem bank cases for the Atlanta, Chicago, and New York regions.
Richard Snitzer – IT Examination Specialist, FDIC
Richard began his career with the FDIC in Lexington, KY, where he became a commissioned examiner in 1993. Soon after earning his commission, Richard began his Information Technology career that continues to serve him well today. He has examined banks with less than $10 million in assets all the way into the billions throughout the United States. Until recently, he has focused on examining large technology service providers and data centers. Richard currently serves as one of the Atlanta Region’s IT examination specialists. He has attained several certifications such as the Certified Information Systems Auditor, Certified Information Systems Security Professional, Certified Fraud Examiner, and Certified Business Continuity Professional. Richard has taught and helped develop IT courses for the FDIC including the Cybersecurity Initiative for the FDIC and Bankers.
Melanie Thacker – Bank Secrecy Act Specialist, FDIC
Melanie is a Bank Secrecy Act Specialist for the FDIC’s Charlotte Territory where she has completed examinations throughout the Southeast Region – North Carolina, South Carolina, Florida, Georgia and Alabama. These supervisory activities targeted institutions of varying sizes and risk profiles. Prior to this role, Melanie held the position of Assistant Vice President and Senior Level Risk, Compliance and Audit Consultant, at U.S. Bank with oversight of the first line of defense testing of Anti-Money Laundering and Sanctions for Payment Services. Additionally, Melanie served eight years as the Director of Compliance and Bank Secrecy Act Officer of a $2 billion dollar institution and nine years as the Internal Auditor of a $500 million dollar institution. Additionally, Melanie holds the designations of a Certification Regulatory Compliance Manager (CRCM) and Certified Anti-Money Laundering Specialist (ACAMS).
Stephen Williams – Financial Program Manager, NC Office of the Commissioner of Banks
Stephen Williams is a financial program manager in the banking division of the NC Office of the Commissioner of Banks (NCCOB). Stephen joined the NCCOB in 2000. During his tenure, he has served as a bank examiner trainee, bank examiner I, and senior examiner. Presently, he serves as team supervisor for one of the community bank examination teams. He earned a Bachelor of Science degree in business administration and is also a graduate of the Graduate School of Banking at Louisiana State University.
The NCBA has secured a discounted rate of $129/night for our attendees at the Greensboro – High Point Marriott. To secure this discounted rate, please use the link below or call the hotel directly at 336.852.6450 and request the NC Bankers Association rate for the night of July 10.
Please note that attendees are responsible for securing their hotel reservations.
Time: Day 1, 9 am – 5 pm & Day 2, 8 am – 4 pm
Chad Knutson is a Senior Information Security Consultant and is President of the SBS Institute for SBS CyberSecurity. SBS works with more than 900 banks around the country on information security services such as the development of Information Security Programs, Policies, and Risk Assessments, along with performing IT Audits, Penetration Tests, Vulnerability Assessments and other security services. Chad is a Certified Information Systems Security Professional (CISSP), Certified Information Systems Auditor (CISA), and Certified in Risk and Information Security Controls (CRISC).
We are partnering with SBS CyberSecurity to bring our members the Certified Banking Security Manager Training. SBS’s certified advantage helps you develop an entire information security program framework to take back to your institution. After competing this program, attendees will understand how to successfully implement and manage each component of the information security program, and their knowledge of layered security programs will be boosted. Attendees will gain confidence in their decision making after learning comprehensive cybersecurity knowledge. In addition, they will dive into FFIEC cybersecurity guidelines.
Specific topics include:
- U.S. Information Security Laws and Regulations
- Information Security Program Components
- Security & Awareness Programs
- IT Audit
- Social Engineering
- Preparing for IT Examinations
- Running Effective IT & Audit Committees
This program should be attended by Managers, ISOs, Security Officers, Auditors, Operations Officers, IT Managers and anyone in Compliance. This is a must attend program! Below is a testimonial to this program and instructor, Chad Knutson:
“SBS and Chad helped me by providing the tools and information to be successful in reporting, documenting and creating proper assessments. As well as how to structure an adequate BIA and BCP plan, and those things necessary to prepare for an Audit or Exam. Taking the course helped build my confidence in my job field. I would recommend the CBSM course to anyone wishing to enhance their knowledge of the expectations of the IT Program of their institution.”
– Hilarie Haack, GA
The NCBA has secured a discounted rate of $149/night for our attendees at the North Raleigh Hilton. To secure this discounted rate, please use the link below. This rate includes Lofton’s breakfast and complimentary transportation to and from the North Hills Mall. The hotel is located two miles away from the NCBA.
Please note that attendees are responsible for securing their hotel reservations.
This program will be pre-recorded and distributed the morning of Thursday, July 19.
This webinar is a must-see program for BSA Officers and their staff, Compliance Officers, Deposit and Branch Operations Officers, and Auditors.
So few pages of actual statutory or regulatory BSA requirements, so many BSA expectations from our regulators and auditors. Many of the lessons learned by banks have been at the expense of other banks at the receiving end of an enforcement action. What would those banks have done differently if given a second chance, and what actions should your bank steer clear of? Many of the functions faulted had been in place for years yet never criticized by an examiner or auditor. This program will address a wide range of topics and is designed to allow BSA personnel to reassess a number of present bank functions or methodologies which might be ticking time bombs. Is having a six month lead time between BSA Risk Assessment and Policy review an issue? Is having a BSA Officer with the initiative to reconfigure the bank’s automated transaction monitoring system applauded or frowned upon? A behavioral based transaction monitoring system is what the examiners expect, isn’t it? Maybe! Specific topics to be discussed are:
- Are there any attributes the party conducting your independent testing should, or should not, possess?
- Are there preferred, or frowned upon, methods of BSA training, or does one size fit all?
- Does BSA department staffing levels drive alert generation methodology or vice versa?
- Is the BSA Risk Assessment the place to air all of the bank’s dirty BSA laundry, as it can be seen by examiners and auditors?
- Is keeping BSA related documentation a positive or negative should the bank find itself the potential subject of an enforcement action?
- Will automating the transaction monitoring system into a behavioral based system both satisfy examiners and generate more suspicious activity alerts, or will it have an unintended affect?
Don’t miss this timely and informative session!
Don Blaine – Senior Vice President & Compliance Director, Nantahala Bank & Trust
Don has over 30 years of experience in banking compliance for banks ranging in size from small community banks to Bank of America. His prior roles have included: Chief Compliance Officer, Senior Compliance Regulatory Examiner, Compliance Audit Manager, among others. He’s well positioned to discuss all sides of the compliance triangle as he has served as a federal compliance examiner and a compliance auditor, in addition to his roles in compliance’s second line of defense at banks. He is considered a subject matter expert in many of the alphabet soup consumer affairs laws and regulations, both on the lending and deposit side of the bank, and also specializes in the BSA. He has taught at the ABA’s National Compliance School and has also served as an instructor on BSA and compliance topics at training programs offered by a number of state banking associations.
This lunch and learn is being presented by the State Historic Preservation Office. With the myriad of tasks it takes to plan and open a new branch or banking facility, fulfilling the federal requirements for addressing historic properties should not be made more difficult or expensive by lack of information. This session will cover the following topics:
- Federal laws and regulations governing identification and consideration of historic properties;
- What a historic property is;
- How to determine the presence of a historic property;
- Process for dealing with a historic property affected by your plans under federal and local preservation regulations;
- The several players in the process
In addition, attendees will review case studies and lessons learned from actual banking projects that affected historic properties. You won’t want to miss this informative session!
Renee Gledhill-Earley – Environmental Review Coordinator, State Historic Preservation Office
Renee Gledhill-Earley has been with the North Carolina State Historic Preservation Office for nearly 40 years. She first served as National Register Coordinator and then began her long career as the Environmental Review Coordinator for federal and state undertakings. A graduate of Florida State University in American History, and with two master’s degrees from the University of North Carolina at Chapel Hill, she has coordinated the review of more than public and private 100,000 development projects ranging from affordable housing, to highways, to nuclear power plants, sewers, cell towers, solar farms and banks. Renee is the recipient of the Robert E. Stipe Professional Award from Preservation North Carolina and a Raleigh News and Observer’s Tar Heel of the Week.