2018 Regulatory Compliance School: Alumni Update @ Sheraton Raleigh Hotel
Oct 18 @ 9:00 am – 4:45 pm


Complying with federal banking regulations is a demanding, time consuming, and expensive task; therefore, a thorough understanding of the various laws and regulations governing your operations is essential in today’s environment.

The Carolinas Regulatory Compliance School helps financial institutions meet the compliance challenge by providing intensive training on the various regulatory requirements. Designed for personnel who monitor or manage your institution’s compliance, the Compliance School provides the most effective training available anywhere today. The Compliance School curriculum includes all major federal regulations covered in an on-site compliance examinations by federal regulatory agencies.

The Alumni Update will be conducted by Anetria Connell from ProBank Austin. This special alumni session will only be open to those who have completed either module of the Regulatory Compliance School in the past. Participants will receive an updated version of the manual that was provided to them during Compliance School, and will review the updated manual to discuss recent developments and common problems.

Specific topics will include:

  • Regulation E
  • Regulation CC
  • Regulation DD
  • Regulation D
  • Fair Credit Reporting Act
  • Equal Credit Opportunity Act
  • Fair Housing Act
  • HMDA
  • Regulation Z
  • Flood Disaster Prevention Act / Homeowners Protection Act
  • SCRA
  • TRID and the Black Hole



Anetria Connell is a Vice President at ProBank Austin. Prior to joining the firm, she served as legal counsel to the Kentucky Department of Financial Institutions which regulates depository, non-depository, and securities entities.  Her primary responsibility at the Department was the Dodd-Frank Act, whereby she assessed its effect on federal and state law and provided information and training to examiners and staff. In addition to her regulatory experience, Ms. Connell practiced business, real estate, and banking law. She graduated from The George Washington University Law school in 2004 with honors, and is licensed to practice law in Ohio and Kentucky.


The NCBA has secured a discounted rate of $179/night for our attendees at the Sheraton Raleigh Hotel. To secure this discounted rate, please use the link below or call the hotel directly at 1-800-325-3535 and request the NC Bankers Association rate. This rate is available until September 17.

Please note that attendees are responsible for securing their hotel reservations.

Click HERE to Secure Your Discounted Rate!

NCYB Western Region Happy Hour @ Sierra Nevada
Nov 2 @ 3:00 pm – 5:00 pm

Please join the Young Bankers to network and grab some drinks! Several NCYB representatives will be in attendance, including Chair Meredith Begley, Black Mountain Savings Bank, Katrina Blumetti, Morganton Savings Bank, Michael Cortes, TD Bank, and Nicholas Iosue, Entegra Bank. This is your chance to make new connections and learn more about our great Young Bankers division.


Changes in North Carolina Power of Attorney Law Seminar @ Sheraton Imperial Hotel
Nov 6 @ 9:00 am – 4:00 pm


In 2018, North Carolina law dramatically changed how durable powers of attorney are drafted and interpreted with the adoption of the North Carolina Uniform Power of Attorney Act.  Individuals dealing with durable powers of attorney should be cognizant of the changes and know where potential issues may occur.  During the first part of the seminar, presenter Andrew Bullard will review the changes under the North Carolina Uniform Power of Attorney Act from the previous law and what individuals should be looking for when reviewing such documents.  The second part of the seminar will cover estate administration in North Carolina and review an example estate from start to finish.  It will assist individuals in understanding what typical documents look like in North Carolina and the duties of a personal representative under the law.

  • Durable powers of attorney and what to look for under North Carolina law.
  • Previous law for durable powers of attorney in North Carolina.
  • North Carolina General Statute 32C and the changes to durable powers of attorney under North Carolina law.
  • What to look for when reviewing a durable power of attorney.
  • Potential liability for rejection of a durable power of attorney.
  • What happens after an individual passes away.
  • To probate or not to probate? What assets go into an estate?
  • Paperwork to file and example estate administration.
  • Potential pitfalls for personal representatives.



Andrew Bullard – Associate, Smith Debnam

Andrew primarily practices estate planning, estate administration, special needs law and elder law at the firm.  Andrew’s experience includes assisting individuals and families as they navigate the process of planning and administering estates and trusts.  Additionally, he guides fiduciaries through their duties in the probate process and helps families plan for the care of loved ones with long-term special needs. Andrew takes pride in helping clients design and implement plans to achieve their goals for the future,  assisting them every step of the way.

Currently, Andrew is a member of the North Carolina State Bar, the Estate Planning and Fiduciary Law section of the North Carolina Bar Association, the Wake County Bar Association and the Durham Orange Estate Planning Council. He also assists Veterans as a Veterans Affairs accredited attorney.


Eugene Chianelli – Partner, Smith Debnam

Gene Chianelli is a tax law attorney with more than 20 years of experience assisting private and public entities with state and federal tax policy, planning, and compliance. He is a member of the North Carolina Bar Association Tax Council and currently serves as an adjunct professor at Campbell University’s Lundy-Fetterman School of Business, where he teaches advanced income taxation to law students and students enrolled in the school’s Master of Trust and Wealth Management program.



The NCBA has secured a discounted rate of $145/night for our attendees at the Sheraton Imperial Hotel. To secure this discounted rate, please use the link below or call the hotel directly at 919.941.5050 and request the NC Bankers Association rate for the night of November 5.

Please note that attendees are responsible for securing their hotel reservations. The cut-off date to make reservations at the discounted rate is Saturday, October 6. 

NC Bankers Association Discounted Rate 

2018 Internal Bank Audit Seminar @ Paragon Bank
Nov 14 @ 9:00 am – 4:00 pm


This program is being presented by the experts at Crowe LLP, who will guide attendees through auditing the lending function, auditing mortgage banking functions, and how to effectively communicate the audit results.

Confirmed topics include:

  • Overview of the Lending Fuction
  • Analysis of Lending Sub-Processes
  • Internal Audit Objectives and Procedures:
    • Commercial, Consumer, Real Estate, Credit Card
    • Letters of Credit
    • Default Management
  • Overview of the Mortgage Lending, Secondary Marketing, and Servicing Functions
  • Analysis of Mortgage Lending, Secondary Marketing, and Servicing Sub-Processes
  • Mortgage Lending, Secondary Marketing, and Servicing of Internal Audit Objectives
  • Mortgage Lending, Secondary Marketing, and Servicing Internal Audit Procedures
  • Mortgage Fraud
    • Fraud Statistics
    • Fraud Schemes
    • Fraud Prevention
  • “Top Ten” Techniques for Verbal Presentations
  • Audit Report Structure
  • Elements of an Audit Finding

You won’t want to miss this engaging and informative session!


Matthew Davis – Senior Manager, Crowe LLP

Matthew Davis is a Senior Manager in Crowe LLP’s Financial Institutions Risk Consulting practice.  He is responsible for managing internal audit engagements; overseeing the design and testing of SOX and FDICIA control environments; facilitating enterprise risk management projects; leading data analysis projects and continuous data monitoring; as well as providing assistance and guidance to clients on a wide range of risk related issues. His thought leadership developments have ranged from topics relating to third party risk management to recommendations regarding the most recent COSO 2013 release. Matthew is also a frequent speaker to industry groups and professional associations. He has presented on a wide range of topics including COSO, Enterprise Risk Management, SOx, and Internal Audit. His client experience ranges from small de novo banks to large multi-billion asset sized financial institutions.



Mike Thomas – Partner, Crowe LLP

Mike Thomas is a Partner in Crowe LLP’s Financial Institution Risk Consulting practice in the Southeastern United States.  He has over 35 years of broad-based experience, specializing in the financial services industry.  Mike’s responsibilities include advising clients in areas such as risk management, fraud prevention and quality assurance assessments.  In addition, he coordinates contract services for internal audit, loan review and compliance outsourcing at financial institutions, as well as working with clients to re-engineer their internal audit, risk management and fraud prevention functions.  Prior to joining Crowe LLP, Mike was an Internal Audit Services Director for PricewaterhouseCoopers LLP and served as Vice President & Audit Group Manager for SunTrust Banks, Inc., a $200 billion bank holding company.

Mike is a frequent lecturer on internal audit, risk management, fraud prevention and banking related topics.  He is a Distinguished Faculty Member of the Institute of Internal Auditors, an Adjunct Faculty Member of the Association of Certified Fraud Examiners and has been an instructor for the Bank Administration Institute, the Financial Manager’s Society, the Credit Union National Association, the America Bankers Association and the Georgia, Alabama, Louisiana, Tennessee and Florida Banker’s Associations.  Mike is a member of the Institute of Internal Auditors, the Association of Certified Fraud Examiners, the American Institute of Certified Public Accountants (including the Georgia Society) and the Bank Administration Institute.


The NCBA has secured a discounted rate of $149/night for our attendees at the North Raleigh Hilton. To secure this discounted rate, please use the link below. This rate includes Lofton’s breakfast and complimentary transportation to and from the North Hills Mall. The hotel is located two miles away from the NCBA.

Please note that attendees are responsible for securing their hotel reservations.

Click HERE to Get Your Discounted Rate!

2018 Regulatory Insights Workshop @ Greensboro - High Point Marriott
Nov 28 @ 8:30 am – 4:30 pm





This program has been rescheduled for the convenience of our members! The new date is November 28, 2018.

The workshop is being presented by the FDIC, and will feature roundtable discussions with representatives from the Office of the Comptroller of the Currency, the Federal Reserve Bank of Richmond, and the NC Office of the Commissioner of Banks. Specific topics will include:

  • Information Technology: It’s About Leadership
  • Regulator Roundtable Discussions of Common Examination Findings and Emerging Risks
  • Bank Secrecy Act: A Supervisory Update


Jeff Burgess – Risk Management Field Supervisor, FDIC 

Jeff is the Risk Management Field Supervisor for FDIC’s Charlotte Territory. The Charlotte Territory is responsible for all examination activities of state nonmember institutions in the Western half of North Carolina and all of South Carolina. Prior to this role, he served as a Supervisory Examiner responsible for supervision of the Territory’s large banks. Jeff began his career with the FDIC in 1991 as an Assistant Examiner in the Hollywood, Florida Field Office. In 1998, he joined the Comptroller of the Currency as a National Bank Examiner in the agency’s Southeast Territory. While in this position, he served on a number of large bank teams in the Southeast ranging in size from $20 billion to several hundred billion. Jeff led a number of complex examinations around the U.S. and over-seas at foreign locations of large U.S. banks. Jeff eventually returned to the FDIC in 2007 where he was promoted to Senior Examiner and, ultimately, to his current position.



Jerry Chadwell – Division of Depositor and Consumer Protection Field Supervisor, FDIC

Jerry has been employed by the FDIC for more than 25 years. He is currently the Division of Depositor and Consumer Protection Field Supervisor for the Atlanta Region’s North Territory, a position he has held since 2002. In this capacity, Jerry is responsible for consumer protection supervision activities in North Carolina, West Virginia, and Virginia. Since joining FDIC as a trainee compliance examiner in the Nashville, Tennessee field office, Jerry has held positions of Compliance Examiner, Senior Compliance Examiner, and Compliance Field Supervisor and has worked in the FDIC’s Atlanta, Chicago, and Memphis Regions.



Stacy Dail – Senior Portfolio Analyst, Federal Reserve Bank of Richmond

Stacy is a Senior Portfolio Analyst within the Supervision, Regulation and Credit Risk Management department of the Federal Reserve Bank of Richmond. In this role, she has responsibility for overseeing and monitoring the safety and soundness condition for a portfolio of community banks. She has been with the Federal Reserve since 2005. She has been in her current role since 2013 and primarily works with bank management on issues to examinations, current topics in supervisory oversight and overall safety and soundness concerns.




Scotty Duncan – Assistant Deputy Comptroller, Office of the Comptroller of the Currency

Scotty Duncan is the Assistant Deputy Comptroller for the Charlotte Field office of the Comptroller of the Currency. In this role, he supervises a staff of 42 people and is responsible for supervising 22 community banks and thrifts. Prior to taking on this role in January 2017, Scotty was the Commercial Credit Lead Expert for Midsize Bank Supervision. He also previously held the same role in the OCC’s Central District and was a resident examination team member at Bank of America, having responsibility for the commercial real estate portfolio. He started his OCC career in 1992.




Margaret Meyers – Risk Management Field Supervisor, FDIC

Margaret currently serves as Risk Management Field Supervisor for the Raleigh Territory, a multi-office territory covering the eastern half of North Carolina and all of Virginia and West Virginia. In her 27 years with FDIC, Margaret has examined banks primarily in North Carolina but also in South Carolina, Virginia, Georgia, Indiana, and Illinois. She has also instructed for FDIC’s Corporate University, including one teaching assignment with the Egyptian Banking Institute in Cairo. Additionally, she has been very involved in Directors’ Colleges in NC, SC, and WV. Margaret has served on several temporary assignments in the Atlanta Regional Office and at FDIC Headquarters in Washington, DC. Her experience on these assignments includes reviewing and processing problem bank cases for the Atlanta, Chicago, and New York regions.



Richard Snitzer – IT Examination Specialist, FDIC

Richard began his career with the FDIC in Lexington, KY, where he became a commissioned examiner in 1993. Soon after earning his commission, Richard began his Information Technology career that continues to serve him well today. He has examined banks with less than $10 million in assets all the way into the billions throughout the United States. Until recently, he has focused on examining large technology service providers and data centers. Richard currently serves as one of the Atlanta Region’s IT examination specialists. He has attained several certifications such as the Certified Information Systems Auditor, Certified Information Systems Security Professional, Certified Fraud Examiner, and Certified Business Continuity Professional. Richard has taught and helped develop IT courses for the FDIC including the Cybersecurity Initiative for the FDIC and Bankers.



Melanie Thacker – Bank Secrecy Act Specialist, FDIC

Melanie is a Bank Secrecy Act Specialist for the FDIC’s Charlotte Territory where she has completed examinations throughout the Southeast Region – North Carolina, South Carolina, Florida, Georgia and Alabama. These supervisory activities targeted institutions of varying sizes and risk profiles. Prior to this role, Melanie held the position of Assistant Vice President and Senior Level Risk, Compliance and Audit Consultant, at U.S. Bank with oversight of the first line of defense testing of Anti-Money Laundering and Sanctions for Payment Services. Additionally, Melanie served eight years as the Director of Compliance and Bank Secrecy Act Officer of a $2 billion dollar institution and nine years as the Internal Auditor of a $500 million dollar institution.  Additionally, Melanie holds the designations of a Certification Regulatory Compliance Manager (CRCM) and Certified Anti-Money Laundering Specialist (ACAMS).



Stephen Williams – Financial Program Manager, NC Office of the Commissioner of Banks

Stephen Williams is a financial program manager in the banking division of the NC Office of the Commissioner of Banks (NCCOB). Stephen joined the NCCOB in 2000.  During his tenure, he has served as a bank examiner trainee, bank examiner I, and senior examiner.  Presently, he serves as team supervisor for one of the community bank examination teams.  He earned a Bachelor of Science degree in business administration and is also a graduate of the Graduate School of Banking at Louisiana State University.





The NCBA has secured a discounted rate of $129/night for our attendees at the Greensboro – High Point Marriott. To secure this discounted rate, please use the link below or call the hotel directly at 336.852.6450 and request the NC Bankers Association rate for the night of November 27.

Please note that attendees are responsible for securing their hotel reservations.

Book your group rate for North Carolina Bankers Association Seminar