2018 Washington Bank Caucus @ Hay-Adams
Mar 21 – Mar 22 all-day

Click HERE to learn more about the Washington Bank Caucus or to register!

Location:  The Hay-Adams, 800 16th Street, N.W., Washington, District of Columbia 20006

Questions about the upcoming event or sponsorship opportunities? Please contact Grace Sampson at

2018 CBS Benefits Day & HR Conference @ Greensboro - High Point Marriott
Mar 21 @ 9:30 am – Mar 22 @ 3:45 pm

CBS Benefits Day – $50 (Early Bird – 3/7) / $75 (Regular – after 3/7)
HR Conference – $125 (Early Bird – 3/7) / $175 (Regular – after 3/7)
Both Days – $175 (Early Bird – 3/7) / $225 (Regular – after 3/7)
Exhibitor – $250 (Early Bird – 3/7) / $300 (Regular – after 3/7)

Interested in sponsoring or exhibiting at this program? Click HERE.

Want to look at the agenda?  Click HERE.

Register for the Program HERE.


The 2018 CBS Benefits Day & HR Conference is a great opportunity for our members to learn more about the options available to their employees through our association, and to focus on human resource management with their peers. There will be several great networking opportunities – including dinner and drinks at Harper’s Restaurant! This program should be attended by all insurance coordinators and Human Resource Directors, even if your institution does not participate in the NCBA benefit program.

Confirmed topics for CBS Benefits Day include:

  • Renewal Remarks from Lauren Perry and Kim Hutchens
  • Virtual Care Anytime, Anywhere
  • Nutrition at Work
  • Wellness & Health Risk Management Solutions
  • The Future of ACA & Current Events
  • The Value of Voluntary Worksite Benefits and Effective Employee Communication
  • Retiree Benefits & Medicare

Confirmed topics for the HR Conference include:

  • Is Your Group Disability Plan Discriminating Against Your Highly Compensated?
  • The Branch is Not Dead: Combining Technology & Human Interaction for an Intelligent Experience
  • Preventing Domestic Violence/Intimate Partner Threat Spillover into the Workplace
  • Succession Planning for Success
  • Compensation Strategies for the New World
  • Regulatory Update

The NCBA has secured a discounted room rate of $131/night at the Greensboro – High Point Airport. If you are in need of a hotel room for this program,  please contact Brianna Reeder at

NCYB Eastern Region Happy Hour
Mar 27 @ 4:00 pm – 6:00 pm

Time: 4:00 – 6:00 pm

Location: Taproom 1918
1135 Falls Road – Rocky Mount

Registration: Attendees do need to register, but there is no fee to attend. Attendees are responsible for covering their own food and drinks.

Click HERE to Register!

Please join the Young Bankers to network and grab some drinks! Eastern representatives Kristen Brabble, First Carolina Bank, John Parker, KS Bank, and David Sauls, Southern Bank and Trust Company, will be in attendance. This is a great time to meet new peers and learn more about the Young Bankers division.

2018 Commercial Lending School
Apr 10 @ 9:00 am – Apr 12 @ 4:00 pm

Time: 9 am – 4 pm each day

Location: North Carolina Bankers Association
3601 Haworth Drive – Raleigh

Registration: $815 (Early Bird – 3/27) / $865 (Regular – after 3/27)

Click HERE to Register for the Program.

Click HERE to View the Agenda and Curriculum.


The NCBA has partnered with KPN Consulting and DHG Credit Risk Management to bring our members the new and improved Commercial Lending School! The School has been designed to prepare bankers to serve effectively and profitably as commercial loan officers by developing a better comprehension of the economy and how it affects lending decisions. Insight will be offered into how a business is structured and how it competes. Attendees will develop an understanding of the role of the company’s management and how to analyze and evaluate that management. Registrants will also be provided an opportunity to apply analytical techniques in a lending situation and to carry them forward in the pricing and structuring of a loan.

Specific courses will include:

  • Borrower & Global Cashflows
  • Case Studies
  • CRE Lending – Best Practices
  • Developing the Credit Memorandum
  • Effective Relationship Management
  • Financial Statement Analysis
  • Fintech – Overview & Update
  • Fundamentals of C&I and Balance Sheet Lending
  • Fundamentals of CRE Lending
  • Funding – Your ALCO Challenge
  • Identifying and Managing Problem Loans
  • Industry Perspective – A Look at Our Second Major Crisis
  • Lending Mistakes of the Past – A Regulator’s View
  • The Credit Committee – Past & Future Perspectives
  • The Loan Approval Process – Good Enough to Succeed?

Who Should Attend: Any participant desiring to deepen their understanding of commercial lending from an introductory level.



Erich Bumgardner – Senior Manager & Loan Review Advisory, DHG Credit Risk Management

Erich is Senior Manager with Dixon Hughes Goodman, LLP (DHG). Prior to DHG, he was a co-founder of Credit Risk Management, L.L.C. Credit Risk Management was a Raleigh-based consulting firm that provides comprehensive credit-related products and services to banks and other lending institutions throughout the U.S. Erich worked as Assistant Vice President, Credit Administrator and Loan Review Officer for First Union National Bank before becoming the co-founder of Credit Risk Management, L.L.C. in 1989.

Eric Nelson – President, KPN Consulting

Eric has nearly 20 years experience in the financial services industry. As president of the firm, he is directly responsible for client acquisition, association partnerships, and marketing. Prior to joining KPN Consulting, Eric served as CFO and Managing Partner of Greenbrier Properties, a commercial real estate company that developed, owned, and operated multifamily properties throughout the country, from 2005 – 2009. His career has also included positions at Wachovia Bank, Henssler Financial Group and Ameriprise Financial, and he has held Series 7, Series 66, and Insurance Licenses.

Karl Nelson – Founder & CEO, KPN Consulting

Karl’s career has included senior positions with IDC Deposits and Promontory Interfinancial Network. In addition, he has served as a Senior Vice President with the Federal Home Loan Bank of Atlanta from 1991 through 2002, where he managed the sales and marketing, strategic planning, and trade association/regulatory outreach efforts and served on the bank’s ALCO. Prior to joining the Home Loan Bank, he was involved for 18 years with various regional banks.

David Ruffin – Director, DHG Credit Risk Management

David has more than 42 years of experience in the banking industry with a focus on credit risk. He has 27 years of experience as a business owner and banking industry consultant. David helps lending institutions evaluate credit risk—both traditional transactional credit risk and the emerging more macro portfolio focus. He assesses all aspects of the credit process and credit culture—pertaining to a financial institution’s day-to-day activities, as well as within the integration challenges of a prospective merger or acquisition. Through his experience as a practicing banker and managing a credit consultancy firm, David has worked with management teams and boards of directors to create value by assessing the quality of loan review, credit talent, underwriting, servicing and loan approval protocols.


The NCBA has secured a discounted rate of $149/night for our attendees at the North Raleigh Hilton. To secure this discounted rate, please call the hotel directly at 919.872.2323 and request the NC Bankers Association rate. This rate includes Lofton’s breakfast and complimentary transportation to and from the North Hills Mall. The hotel is located two miles away from the NCBA.

Please note that attendees are responsible for securing their hotel reservations.

Spring Compliance Update Seminar @ Greensboro - High Point Marriott
Apr 25 @ 9:00 am – Apr 26 @ 4:00 pm

Registration: $400 (Early Bird – 4/11) / $450 (Regular – after 4/11)

To View the Agenda, Please Click HERE.

Click HERE to Register 

Patti’s coming back to town to help guide us through the murky waters of compliance updates. You and your compliance team won’t want to miss this informative session! Confirmed topics include:

  • HMDA Update
  • CRA Changes Update
  • CFPB Prepaid Accounts Rule Changes
  • Flood Insurance Program Updates
  • Deposits Regulatory Update
  • Enforcement Action Environment
  • OCC Semi-Annual Risk Perspective
  • FTC Annual Privacy & Security Update


Patti Blenden

Patti Blenden is a dynamic speaker and leader with strong, intuitive management skills, and a deep conviction that “excellence is not optional.” She has extensive experience in working with financial institutions, bank data processors and governmental agencies. Patti has more than 35 years of experience in the financial industry as an entrepreneur and financial institution executive. She is a Certified Public Accountant, skilled regulatory compliance consultant, bank operations specialist, system automation designer and an enthusiastic regulatory compliance instructor who believes in providing real-world solutions ready for immediate implementation.

Patti founded Financial Solutions in 1990 to offer financial institutions complete, cost-effective regulatory compliance solutions, thereby eliminating an institution’s need to rush to increase overhead. The company specializes in providing regulatory compliance assistance for financial institutions through policies, programs, on-site compliance reviews and customized training.

The NCBA has secured a discounted room rate of $139/night at the Greensboro – High Point Marriott. To secure this rate, please call the hotel directly at 336.852.6450 and ask for the NC Bankers rate for the nights of April 24 & 25. The deadline to secure this rate is April 3. Please note that attendees are responsible for securing their own hotel reservations.