Location: Wake Forest Room at BB&T University
2400 Reynolda Road – Winston-Salem
Please join the Young Bankers to hear a legislative update from Congressman Ted Budd! Triad representatives Jed Orman, Fidelity Bank, and Katheryn Willard, BB&T, will be in attendance, along with the NCBA’s President & CEO, Peter Gwaltney. You won’t want to miss this informative session and chance to network with your peers!
Location: Paragon Bank
3535 Glenwood Avenue – Raleigh
Registration: $250 (Early Bird – 3/13) / $300 (Regular – after 3/13)
This is a must attend event for CFOs, COOs, and anyone who is responsible for the preparation of call reports.
This event is being presented by Mauldin & Jenkins, and is designed to explain the why’s, how’s, and where’s of call report preparation, and will offer practical techniques to improve your overall reporting process. This course is perfect for both the beginner and the experienced call report preparer, as the instructors will pace the class based upon the experience level of the attendees. Participants will receive a detailed line-by-line review in the completion of significant schedules of a call report and will be encouraged to share their call reporting experiences. Appropriate items to be reported and relationships between schedules will be discussed as part of this review. Seminar topics include:
- Proposed Changes for the March 31, 2018 and June 30, 2018 Call Reports
- Review of Commonly Misreported Items in Loan Schedule RC-C and Other Key Schedules
- Discussion of Regulatory Capital Schedule RC-R, including Proposed Simplifications to the Capital Rule
Michael Gordon, CPA
Michael is a director with Mauldin & Jenkins, LLC. Since joining Mauldin & Jenkins, LLC in 2005, Michael has focused his career on audits for financial institutions. He has worked on financial statement audits and internal audits for both public and private companies, mortgage companies and credit unions. Additionally, Michael’s experience includes assisting clients with FDICIA and SOX 404 testing, HUD compliance, loss-share accounting and compliance, and regulatory reporting. His experience at Mauldin & Jenkins, LLC also includes audits of clients within the governmental sector and the healthcare industry as well as audits of employee benefit plans.
Michael Gordon, CPA
Kris is a partner with Mauldin & Jenkins, LLC. Kris received his BBA in Accounting from Georgia Southern University in 1995 and works out of the Atlanta office of Mauldin & Jenkins, LLC. Since joining Mauldin & Jenkins in 1995, Kris has focused his career on audits for financial institutions. Kris has continued his professional education by attending a variety of audit and tax training classes. Kris is a member of the American Institute of Certified Public Accountants and the Georgia Society of Certified Public Accountants. He is a Certified Public Accountant in the state of Georgia and is licensed to practice in California. Kris previously served on the AICPA’s Examination Content Subcommittee for the Audit section of the CPA exam.
The NCBA has secured a discounted rate of $149/night for our attendees at the North Raleigh Hilton. To secure this discounted rate, please call the hotel directly at 919.872.2323 and request the NC Bankers Association rate. This rate includes Lofton’s breakfast and complimentary transportation to and from the North Hills Mall. The hotel is located four miles away from Paragon Bank.
Please note that attendees are responsible for securing their hotel reservations.
Time: 4:00 – 6:00 pm
Location: Taproom 1918
1135 Falls Road – Rocky Mount
Registration: Attendees do need to register, but there is no fee to attend. Attendees are responsible for covering their own food and drinks.
Please join the Young Bankers to network and grab some drinks! Eastern representatives Kristen Brabble, First Carolina Bank, John Parker, KS Bank, and David Sauls, Southern Bank and Trust Company, will be in attendance. This is a great time to meet new peers and learn more about the Young Bankers division.
Location: Online – this presentation will be pre-recorded and sent out to registrants on the morning of Thursday, April 5. Attendees can watch the program at their own discretion, and there is no time limit or limited number of viewings.
Registration: $250 (Early Bird – 3/29) / $300 (Regular – after 3/29)
This is a must attend program for BSA Officers and their staff, Compliance Officers, Deposit and Branch Operation Officers and their staff, Commercial Loan New Account personnel, and Auditors.
Twenty-three months of Beneficial Ownership angst behind us, about one month to mandatory kick-off time. This Beneficial Ownership training program will address bank responsibilities and decision-making from an internal perspective for the trainers who work in banks and have been tasked with developing an implementation plan. This session is also going to address the 5th Pillar requirements and how they apply to beneficial owners.
This program will cover the following items:
- Issues, tasks, and actions where banks likely should be past, or close to, the finish line
- What types of organizations, or entities, are exempted from the new rule, as well as the types of entities that are going to be the most challenging
- Review of the current Beneficial Ownership guidance in the BSA/AML Exam Manual to know what to expect from auditors or examiners
- How to deal with the BSA Risk Assessment and the timing of that risk assessment in the coordination of the new rule
- Use of a good old paper Certification Form versus a “soft” solution
- Beneficial Ownership Language and 5th Pillar Language that might already be in your BSA Policy versus new language that will need to be developed
- What, if any, impact of the following: OFAC, 314(a), CTR co-mingling and aggregation
- “Hard” requirements provided by FinCEN in the Preamble versus “soft” guidance obtained during phone calls to FinCEN
- CD Renewals, Revolving Line of Credit Renewals, Loan Participations, etc…
- Who in the bank needs to be trained and what they need to know
- What changes need to be made to account opening methodology
You won’t want to miss this informative session!
Don Blaine – Senior Vice President & Compliance Director, Nantahala Bank & Trust
Don has over 30 years of experience in banking compliance for banks ranging in size from small community banks to Bank of America. His prior roles have included: Chief Compliance Officer, Senior Compliance Regulatory Examiner, Compliance Audit Manager, among others. He’s well positioned to discuss all sides of the compliance triangle as he has served as a federal compliance examiner and a compliance auditor, in addition to his roles in compliance’s second line of defense at banks. He is considered a subject matter expert in many of the alphabet soup consumer affairs laws and regulations, both on the lending and deposit side of the bank, and also specializes in the BSA. He has taught at the ABA’s National Compliance School and has also served as an instructor on BSA and compliance topics at training programs offered by a number of state banking associations.
Time: 9 am – 4 pm each day
Location: North Carolina Bankers Association
3601 Haworth Drive – Raleigh
Registration: $815 (Early Bird – 3/27) / $865 (Regular – after 3/27)
The NCBA has partnered with KPN Consulting and DHG Credit Risk Management to bring our members the new and improved Commercial Lending School! The School has been designed to prepare bankers to serve effectively and profitably as commercial loan officers by developing a better comprehension of the economy and how it affects lending decisions. Insight will be offered into how a business is structured and how it competes. Attendees will develop an understanding of the role of the company’s management and how to analyze and evaluate that management. Registrants will also be provided an opportunity to apply analytical techniques in a lending situation and to carry them forward in the pricing and structuring of a loan.
Specific courses will include:
- Borrower & Global Cashflows
- Case Studies
- CRE Lending – Best Practices
- Developing the Credit Memorandum
- Effective Relationship Management
- Financial Statement Analysis
- Fintech – Overview & Update
- Fundamentals of C&I and Balance Sheet Lending
- Fundamentals of CRE Lending
- Funding – Your ALCO Challenge
- Identifying and Managing Problem Loans
- Industry Perspective – A Look at Our Second Major Crisis
- Lending Mistakes of the Past – A Regulator’s View
- The Credit Committee – Past & Future Perspectives
- The Loan Approval Process – Good Enough to Succeed?
Who Should Attend: Any participant desiring to deepen their understanding of commercial lending from an introductory level.
Erich Bumgardner – Senior Manager & Loan Review Advisory, DHG Credit Risk Management
Erich is Senior Manager with Dixon Hughes Goodman, LLP (DHG). Prior to DHG, he was a co-founder of Credit Risk Management, L.L.C. Credit Risk Management was a Raleigh-based consulting firm that provides comprehensive credit-related products and services to banks and other lending institutions throughout the U.S. Erich worked as Assistant Vice President, Credit Administrator and Loan Review Officer for First Union National Bank before becoming the co-founder of Credit Risk Management, L.L.C. in 1989.
Eric Nelson – President, KPN Consulting
Eric has nearly 20 years experience in the financial services industry. As president of the firm, he is directly responsible for client acquisition, association partnerships, and marketing. Prior to joining KPN Consulting, Eric served as CFO and Managing Partner of Greenbrier Properties, a commercial real estate company that developed, owned, and operated multifamily properties throughout the country, from 2005 – 2009. His career has also included positions at Wachovia Bank, Henssler Financial Group and Ameriprise Financial, and he has held Series 7, Series 66, and Insurance Licenses.
Karl Nelson – Founder & CEO, KPN Consulting
Karl’s career has included senior positions with IDC Deposits and Promontory Interfinancial Network. In addition, he has served as a Senior Vice President with the Federal Home Loan Bank of Atlanta from 1991 through 2002, where he managed the sales and marketing, strategic planning, and trade association/regulatory outreach efforts and served on the bank’s ALCO. Prior to joining the Home Loan Bank, he was involved for 18 years with various regional banks.
David Ruffin – Director, DHG Credit Risk Management
David has more than 42 years of experience in the banking industry with a focus on credit risk. He has 27 years of experience as a business owner and banking industry consultant. David helps lending institutions evaluate credit risk—both traditional transactional credit risk and the emerging more macro portfolio focus. He assesses all aspects of the credit process and credit culture—pertaining to a financial institution’s day-to-day activities, as well as within the integration challenges of a prospective merger or acquisition. Through his experience as a practicing banker and managing a credit consultancy firm, David has worked with management teams and boards of directors to create value by assessing the quality of loan review, credit talent, underwriting, servicing and loan approval protocols.
The NCBA has secured a discounted rate of $149/night for our attendees at the North Raleigh Hilton. To secure this discounted rate, please call the hotel directly at 919.872.2323 and request the NC Bankers Association rate. This rate includes Lofton’s breakfast and complimentary transportation to and from the North Hills Mall. The hotel is located two miles away from the NCBA.
Please note that attendees are responsible for securing their hotel reservations.
Registration: $400 (Early Bird – 4/11) / $450 (Regular – after 4/11)
Patti’s coming back to town to help guide us through the murky waters of compliance updates. You and your compliance team won’t want to miss this informative session! Confirmed topics include:
- HMDA Update
- CRA Changes Update
- CFPB Prepaid Accounts Rule Changes
- Flood Insurance Program Updates
- Deposits Regulatory Update
- Enforcement Action Environment
- OCC Semi-Annual Risk Perspective
- FTC Annual Privacy & Security Update
Patti Blenden is a dynamic speaker and leader with strong, intuitive management skills, and a deep conviction that “excellence is not optional.” She has extensive experience in working with financial institutions, bank data processors and governmental agencies. Patti has more than 35 years of experience in the financial industry as an entrepreneur and financial institution executive. She is a Certified Public Accountant, skilled regulatory compliance consultant, bank operations specialist, system automation designer and an enthusiastic regulatory compliance instructor who believes in providing real-world solutions ready for immediate implementation.
Patti founded Financial Solutions in 1990 to offer financial institutions complete, cost-effective regulatory compliance solutions, thereby eliminating an institution’s need to rush to increase overhead. The company specializes in providing regulatory compliance assistance for financial institutions through policies, programs, on-site compliance reviews and customized training.
The NCBA has secured a discounted room rate of $139/night at the Greensboro – High Point Marriott. To secure this rate, please call the hotel directly at 336.852.6450 and ask for the NC Bankers rate for the nights of April 24 & 25. The deadline to secure this rate is April 3. Please note that attendees are responsible for securing their own hotel reservations.
Save the date for the 2018 American Mortgage Conference at the Pinehurst Resort. To view program information and to register for the program, PLEASE CLICK HERE.
Early Bird Delegate Registration Fee (until April 16): $525
Regular Delegate Registration Fee (after April 16): $625
Early Bird Exhibit Fee (until April 16): $1,100
Regular Exhibit Fee (after April 16): $1,250
For sponsorship opportunities, please reach out to Grace Sampson at firstname.lastname@example.org.
CLICK HERE to view the agenda, find hotel information and register to attend the conference.
Location: Sheraton Raleigh Hotel
Early Bird Delegate Registration (until 5/2): $325
Regular Delegate Registration (after 5/2): $375
**Registration fees are non-refundable for any reason after 2/20/218**
We have applied to receive CLE credit for this program. For questions regarding the Forum, please contact Brianna Reeder at email@example.com.
This lunch and learn is being presented by @RISK Technologies, and is designed to conduct a common sense explanation of how banks can defend and excel in designing and deploying a cost-effective and advanced cyber security posture while achieving a continuous and measurable risk managementto not just baseline compliance requirements, but to exceed them.
Bank executives and their staff not only have to content with state and federal financial regulatory agencies, but these agencies continuously issue new cyber security standards and guidelines. Unfortunately, these regulations aren’t sufficient to protect institutions from cyber-attacks, and are bewildered by the cluttered landscape of cyber security regulations, buzzwords, best practices and “best in class” technology promises.
In this discussion, speaker Sean O’Brien will talk about how to create a quorum with the technologies banks own, and how to build technology, or a network consensus, to defend banks from the dark web, social engineering, insider threats and advanced malware.
Don’t miss this informative lunch and learn!
Sean O’Brien – CEO, @RISK Technologies
Sean’s passion for combating cyber threats comes from his background as a former Army Officer, where the concepts of Asymmetric thinking were instilled in him. With a strong mathematics and engineering background, he was known during his military career as an out-of-the-box thinker who questioned conventional thinking and contributed to modifying doctrine. After Sean’s Army Officer career he spent time supporting the DOD and Intelligence community in various roles at IBM that leveraged his technical approaches and desire to combat global threats. In his personal quest to create automated insight for combating the global war on terror, Sean worked to leverage IBM’s machine learning technology to help the DOD take advantage of the opportunities presented by adversary actions and decisions.
After leaving IBM, Sean founded tYaData Solutions. While supporting the United States Special Operations Community, Global Combatant Commands, the USMC, the US Army, and other strategic intelligence organizations, YaData went beyond the concept of data sharing and correlation. The company delivered analytic platforms that integrated human lessons learned from complex combat operations. After selling the YaData, Sean and his team’s vision expanded and @RISK Technologies was created. Today, @RISK Technologies focuses on democratizing analytics, and their charter is to transform conventional cyber approaches that rely on non-collaborative appliances into delivering Artificial Intelligence Quorums where Network Consensus exploits opportunities created by a cyber adversary’s decision making process.
Marlene Brehm – Vice President of Outreach, @RISK Technologies
Marlene Brehm brings energy, excitement and a unique perspective that is not traditionally associated with information technology, cyber technology, and artificial intelligence. She is not new to many of trade concepts and regulatory issues with her past experience as a Regional Vice President in the Energy and Telecommunications sector. Since joining @RISK Technologies, she has transformed the company to a 51% woman majority workforce while spear heading its outreach efforts in an emerging Cyber A.I. technology sector.