2018 Certified Banking Security Manager Training @ North Carolina Bankers Association
Jul 17 @ 9:00 am – Jul 18 @ 4:00 pm

Please Note: This course has been updated to be a virtual program. To view all program information, please CLICK HERE.



Chad Knutson is a Senior Information Security Consultant and is President of the SBS Institute for SBS CyberSecurity. SBS works with more than 900 banks around the country on information security services such as the development of Information Security Programs, Policies, and Risk Assessments, along with performing IT Audits, Penetration Tests, Vulnerability Assessments and other security services. Chad is a Certified Information Systems Security Professional (CISSP), Certified Information Systems Auditor (CISA), and Certified in Risk and Information Security Controls (CRISC).


We are partnering with SBS CyberSecurity to bring our members the Certified Banking Security Manager Training. SBS’s certified advantage helps you develop an entire information security program framework to take back to your institution. After competing this program, attendees will understand how to successfully implement and manage each component of the information security program, and their knowledge of layered security programs will be boosted. Attendees will gain confidence in their decision making after learning comprehensive cybersecurity knowledge. In addition, they will dive into FFIEC cybersecurity guidelines.

Specific topics include:

  • U.S. Information Security Laws and Regulations
  • Information Security Program Components
  • Security & Awareness Programs
  • IT Audit
  • Social Engineering
  • Preparing for IT Examinations
  • Running Effective IT & Audit Committees

This program should be attended by Managers, ISOs, Security Officers, Auditors, Operations Officers, IT Managers and anyone in Compliance. This is a must attend program! Below is a testimonial to this program and instructor, Chad Knutson:

SBS and Chad helped me by providing the tools and information to be successful in reporting, documenting and creating proper assessments. As well as how to structure an adequate BIA and BCP plan, and those things necessary to prepare for an Audit or Exam. Taking the course helped build my confidence in my job field. I would recommend the CBSM course to anyone wishing to enhance their knowledge of the expectations of the IT Program of their institution.”
– Hilarie Haack, GA

Webinar – BSA No-No’s
Jul 19 @ 9:00 am


This program will be pre-recorded and distributed the morning of Thursday, July 19.


This webinar is a must-see program for BSA Officers and their staff, Compliance Officers, Deposit and Branch Operations Officers, and Auditors. 

So few pages of actual statutory or regulatory BSA requirements, so many BSA expectations from our regulators and auditors. Many of the lessons learned by banks have been at the expense of other banks at the receiving end of an enforcement action. What would those banks have done differently if given a second chance, and what actions should your bank steer clear of? Many of the functions faulted had been in place for years yet never criticized by an examiner or auditor. This program will address a wide range of topics and is designed to allow BSA personnel to reassess a number of present bank functions or methodologies which might be ticking time bombs. Is having a six month lead time between BSA Risk Assessment and Policy review an issue? Is having a BSA Officer with the initiative to reconfigure the bank’s automated transaction monitoring system applauded or frowned upon? A behavioral based transaction monitoring system is what the examiners expect, isn’t it? Maybe! Specific topics to be discussed are:

  • Are there any attributes the party conducting your independent testing should, or should not, possess?
  • Are there preferred, or frowned upon, methods of BSA training, or does one size fit all?
  • Does BSA department staffing levels drive alert generation methodology or vice versa?
  • Is the BSA Risk Assessment the place to air all of the bank’s dirty BSA laundry, as it can be seen by examiners and auditors?
  • Is keeping BSA related documentation a positive or negative should the bank find itself the potential subject of an enforcement action?
  • Will automating the transaction monitoring system into a behavioral based system both satisfy examiners and generate more suspicious activity alerts, or will it have an unintended affect?

Don’t miss this timely and informative session!


Don Blaine – Senior Vice President & Compliance Director, Nantahala Bank & Trust 

Don has over 30 years of experience in banking compliance for banks ranging in size from small community banks to Bank of America. His prior roles have included: Chief Compliance Officer, Senior Compliance Regulatory Examiner, Compliance Audit Manager, among others.  He’s well positioned to discuss all sides of the compliance triangle as he has served as a federal compliance examiner and a compliance auditor, in addition to his roles in compliance’s second line of defense at banks.  He is considered a subject matter expert in many of the alphabet soup consumer affairs laws and regulations, both on the lending and deposit side of the bank, and also specializes in the BSA.  He has taught at the ABA’s National Compliance School and has also served as an instructor on BSA and compliance topics at training programs offered by a number of state banking associations.

NCYB Happy Hour @ Courtyard Chapel Hill
Aug 2 @ 5:00 pm – 6:30 pm

Please join the Young Bankers to network and grab some drinks! Several NCYB representatives will be in attendance, including Chair Meredith Begley, Black Mountain Savings Bank, David Beaver, Uwharrie Bank, and Michael Cortes, TD Bank, Jed Orman, Fidelity Bank, and Kristen Brabble, First Carolina Bank. This is your chance to make new connections and learn more about our great Young Bankers division.

This Happy Hour will take place after the School of Banking students finish classes for the day – all students are encouraged to attend!

Webinar – Expanding the World of HSAs
Aug 9 @ 9:00 am

This is a recorded program. The webinar will be sent to registrants on the morning of August 9.


This webinar is being presented by Ascensus, and is designed as an informational session to educate those already offering HSAs, as well as to answer questions as to why a bank might get into the HSA business. Some financial organizations may be reluctant to implement or develop an HSA program given the uncertainties that still surround these accounts and their place in the tax-qualified savings landscape. This course offers insight into the HSA market – including its growth, the prospects of future growth, and the reasons behind it all. This is the perfect opportunity to tap into the HSA market’s potential for your organization.


Robert Shipp – Consultant, Ascensus

Robert Shipp is a consultant with the Ascensus ERISA Compliance Department. As a consultant, he assists clients with technical compliance questions through Ascensus’ 800 Consulting Service. His expertise includes Traditional and Roth IRAs, Coverdell education savings accounts, health savings accounts, and various employer-sponsored retirement plans, such as 401(k) plans, 403(b) plans, SEP plans, and SIMPLE IRA plans.

Robert is a graduate of the University of Minnesota – Duluth, with a Bachelor of Arts in philosophy. He has earned the designation of Qualified 401(k) Administrator from the American Society of Pension Professionals and Actuaries, Certified IRA Professional from the National Association of Federal Credit Unions, and both the Certified IRA Specialist and the Certified Health Savings Professional from Ascensus.



Fall Compliance Update Seminar @ Crabtree Valley Mall Holiday Inn
Aug 16 @ 9:00 am – Aug 17 @ 12:30 pm

Time: Day 1, 9 am – 5 pm
Day 2, 8:30 am – 12:30 pm





Patti Blenden

Patti Blenden is a dynamic speaker and leader with strong, intuitive management skills, and a deep conviction that “excellence is not optional.” She has extensive experience in working with financial institutions, bank data processors and governmental agencies. Patti has more than 35 years of experience in the financial industry as an entrepreneur and financial institution executive. She is a Certified Public Accountant, skilled regulatory compliance consultant, bank operations specialist, system automation designer and an enthusiastic regulatory compliance instructor who believes in providing real-world solutions ready for immediate implementation.

Patti founded Financial Solutions in 1990 to offer financial institutions complete, cost-effective regulatory compliance solutions, thereby eliminating an institution’s need to rush to increase overhead. The company specializes in providing regulatory compliance assistance for financial institutions through policies, programs, on-site compliance reviews and customized training.



Patti’s coming back to town to help guide us through the murky waters of compliance updates. You and your compliance team won’t want to miss this informative session! Confirmed topics include:

  • TRID Update
  • TRID Construction Loans
  • Regulatory Reform Bill (HMDA, Qualified Mortgages, Other Key Compliance Changes)
  • Deposits Risk

This program will also feature a networking dinner with NCBA President & CEO, Peter Gwaltney! The dinner is optional for attendees, and will take place on Thursday, August 16 at 6:00 at the restaurant in the Holiday Inn.



The NCBA has secured a discounted room rate of $109/night at the Holiday Inn Crabtree Valley. To make a reservation, please use the link below or call the hotel directly at 919.782.8600 and request the NC Bankers rate for the nights of August 15 and 16th. Please note that all attendees are responsible for their own room reservations.

NC Bankers Association

Webinar – Business Valuation Basics for Lenders
Sep 5 @ 9:00 am

This is a recorded program. The webinar will be sent to registrants on the morning of September 5.


This webinar is being presented by ValuePointe.biz. This program will consist of a business valuation primer for anyone working with business loans, especially SBA loans, such as commercial/business lenders on up to the executive officers. Understanding the business valuation process and the accompanying report can be a daunting task. However, this lively presentation will keep the audience engaged and will be full of important information. Specific topics include:

  • When a Business Valuation is Required for an SBA Loan
  • Other Purposes for Obtaining a Business Valuation; Estates, Trusts, Tax, Bankruptcy, etc…
  • How to Select a Business Valuator – Business Valuation Expert Credentials
  • SBA Requirements for Business Valuators
  • Elements of a Business Valuation Report
  • Overview of a Sample Valuation Report

This is a must-attend program for anyone in the financial industry who would like to learn more about the business valuation process.


Dwight Ensley – Certified Valuation Analyst & NC Licensed Attorney

Dwight Ensley has over 25 years of experience in buying, selling, and managing his own closely held small businesses, Dwight has an in-depth understanding of the operations and accounting of same. As a certified business valuation analyst, Dwight meets the Small Business Administration (SBA) SOP 50-10(5) requirements as a “qualified source.”

Dwight’s credentials include Juris Doctor, Masters of Business Administration, Bachelors of Business Administration, and Certified Valuation Analyst. He has served as an expert witness in business valuations for numerous court cases. His experience and knowledge have afforded him the opportunity to continually serve in a court-appointed capacity as a designated business valuator throughout NC. In addition to providing certified business valuation reports for clients, Dwight presents at CLE events throughout NC, SC, and VA, and has earned the distinction of being a Virginia Bar Association CLE Faculty and Author in 2016.

Dwight has authored several books including Closely Held Business Valuation Basics for Family Lawyers and When the Wrong Person gets the Money, The ERISA Federal Preemption Trap in Equitable Distribution. Organizations such as the American Bar Association Young Lawyers Division, the North Carolina Bar Association Family Law Section, and the State Bar of Georgia Family Law Section Newsletter have published his articles. Dwight also regularly updates his blog with current business valuation related posts viewed at ValuePointe.biz.

IRA Essentials, Advanced IRAs &, HSA Frontline Fundamentals Workshop @ North Carolina Bankers Association
Sep 11 @ 9:00 am – Sep 13 @ 4:00 pm

Time:  Day 1: IRA Essentials, 9 am – 4 pm
Day 2: Advanced IRAs, 9 am – 4 pm
Day 3: HSA Frontline Fundamentals, 9 am – 12 pm

Registration Rates
Total Program: $775 (Early Bird – 8/29) / $825 (Regular – after 8/29)
Day 1: IRA Essentials Only: $350 (Early Bird – 8/29) / $400 (Regular – after 8/29)
Day 2: Advanced IRAs Only: $350 (Early Bird – 8/29) / $400 (Regular – after 8/29)
Day 3: HSA Frontline Fundamentals Only: $200 (Early Bird – 8/29) / $250 (Regular – 8/29)

Individuals can register for all days as a full package, or can register for any day a la carte. You can view topics for each day on the agenda (link above).


Day 1 – IRA Essentials

You should register for this program if you need to learn the basics of Traditional and Roth IRAs or you want an updated, general refresher on IRA rules.

This session will give attendees a solid foundation of IRA knowledge. Exercises are included throughout the day to help participants apply information to job-related situations. Attendees will leave this session able to work with IRA owners and process basic IRA transactions with confidence. This is a beginner’s session; no previous IRA knowledge is assumed. Click HERE to view all of the course topics.  

Day 2 – Advanced IRAs

You should register for this session if you are an IRA administrator, personal banker, or member services personnel who has a working knowledge of basic IRA operations and wishes to expand your expertise and provide enhanced customer service, a compliance specialist, or support personnel responsible for promotional materials.

This portion of the program will build on an attendees’ basic IRA knowledge to address some of the more complex IRA issues that their financial organizations may handle. This is an advanced session, and previous IRA knowledge is assumed. The instructor will use real-world examples to help participants apply information to job-related situations. Click HERE to view all of the course topics.

Day 3 – HSA Frontline Fundamentals 

You should register for this session if you need or want to learn the basics of Health Savings Accounts. 

This presentation is a half-day workshop that will give registrants a basic foundation of HSA knowledge. Exercises are included to help attendees apply information to real-world scenarios. Participants will leave this session able to confidently process basic HSA transactions. This is a beginner’s session, and no previous HSA knowledge is assumed. Click HERE to view all of the course topics.



Jeff Aga – Technical Consultant, Ascensus

Jeff Aga is a Technical Consultant with the ERISA Technical Support Department at Ascensus. He assists clients with technical compliance questions through the 800 Consulting Service. He instructs Ascensus’ webinars and various Ascensus sponsored seminars nationwide. Jeff lends technical expertise regarding Qualified Retirement Plans, Traditional and Roth IRAs, Coverdell education savings accounts, health savings accounts and various employer-sponsored retirement plans such as 401(k) plans, 403(b) plans, SEP and SIMPLE IRA plans. He also conducts qualified retirement plan, 403(b) plan, and IRA compliance audits.

Jeff joined Ascensus in 1994 as a Plan Specialist in the Balance Forward Recordkeeping Department, and has served as a Client Service Representative as well as a Team Leader of Client Services with the Plan Service Group. He holds the Certified Pension Consultant, Qualified 401(k) Plan Administrator and Qualified Pension Administrator designations from the American Society of Pension Professionals and Actuaries and is a Certified IRA Services Professional.



The NCBA has secured a discounted rate of $149/night for our attendees at the North Raleigh Hilton. To secure this discounted rate, please use the link below. This rate includes Lofton’s breakfast and complimentary transportation to and from the North Hills Mall. The hotel is located two miles away from the NCBA.

Please note that attendees are responsible for securing their hotel reservations.

Click HERE to Get Your Discounted Rate!

Webinar – Sales Practices & Incentive Compensation in 2018
Sep 18 @ 10:00 am – 11:00 am



The NCBA is partnering with Arnold & Porter on this program. The link will be delivered to attendees 24 hours before the program begins. The webinar will begin promptly at 10:00 am on September 18.

Banks rely on incentive compensation programs and related sales practices to reward, retain, and motivate directors, management, and employees.  But the regulatory agencies have been actively reviewing incentive-based compensation practices to ensure that these arrangements do not encourage undue risk, and, in September 2016, state and federal regulators took a high-profile enforcement action against Wells Fargo resulting in significant monetary and reputational damage.  As a result, the banking agencies launched a horizontal review of sales practices and incentive compensation at the largest U.S. banks.  Now, smaller banks are reporting similarly focused examinations.  This session focuses on the regulators’ new expectations, the regulations currently applicable to banks, and the proactive steps banks can take to prepare for their next examination.

This webinar will be 50 minutes, followed by a 10 minute Q&A session.


Speaker Information

Michael Mancusi – Partner, Arnold & Porter

Michael Mancusi represents domestic and foreign banks, credit unions, and other financial services clients in a wide range of state and federal regulatory, compliance, and enforcement matters. He also has substantial experience representing clients in government and corporate internal investigations, including entities subject to anti-money laundering requirements.

Mr. Mancusi counsels clients facing complex corporate governance and structural issues and represents clients before key state and federal bank regulatory agencies, including the Office of the Comptroller of the Currency, the Federal Reserve, the FDIC, the National Credit Union Administration, the Financial Crimes Enforcement Network, the Consumer Financial Protection Bureau, and the Office of Foreign Assets Control.

Kevin Toomey – Associate, Arnold & Porter

Kevin Toomey represents bank and nonbank financial services companies, along with their boards of directors, executives, and senior management, in a wide range of enforcement, regulatory, compliance, and governance matters before the federal and state banking agencies, Department of Justice, CFPB, FinCEN, and OFAC. Mr. Toomey regularly represents clients in investigative proceedings, including navigating internal and government investigations, and advises clients on issues relating to the Bank Secrecy Act and anti-money laundering requirements, consumer protection, the Dodd-Frank Wall Street Reform and Consumer Protection Act, and state and federal banking laws and regulations.

Webinar – Impact and Evolution of the Data Center & Cloud Marketplace
Sep 20 @ 9:00 am

This is a recorded program. The webinar will be sent to registrants on the morning of September 20.


We are proud to be partnering with Carr, Riggs & Ingram on this webinar.  At the crossroads of high-tech fluid dynamics, real estate, and our energy grid sits the data center. An asset and industry that is misunderstood, mostly hidden, and at the core of the brave new digital world we live in today. They are the ever-evolving and growing metropolitan city designed to house the data and data processing that drives our economy forward.

There is no cloud, just someone else’s computer and the data center is the home of every “cloud” you use today… and will remain the home of every “cloud” your great-grandchildren will eventually use. If you’ve ever walked into one of these purpose-built 100,000+ square foot facilities, with the security gates, iris scanners, bio-metric readers, badges, guards, and machinery all around you, it’s hard not to have your jaw drop, and an overwhelming feeling that you’re standing in something special.

Some say, ‘If you’ve walked through two or three of these facilities, you’ve seen them all!’ However, our experience has proven that this is far from reality. Each property and property owner is unique, and the use cases for these facilities only continues to grow in proportion to the volume of data sets being aggregated every second. The industry is, in fact, at an all-time high on numerous levels. Valuations of companies in the space, year over year IBITDA growth, total industry spend, total square footage in production… every variable is growing and, in most cases, growing faster than ever before.

In this talk, Sean Patrick Tario will discuss the history, evolution, relevance and economics of the data center and cloud services industry as well as the growing importance of the internet exchanges and carrier hotels that our digital world, economy and way of life so heavily depend upon. Specific program topics include:

  • The Major Data Center and Cloud Providers and Their Offerings
  • Differentiators of These Major Data Center and Cloud Providers
  • Data Center Service Providers in the Regional Market
  • Cost of Network and Storage Impacts on the Market
  • Changes in Facility Build Economics
  • Impacts to Internal Private Builds
  • The Future of AWS, Azure, Google and related IaaS Clouds
  • Trends in Decision Making for Customer Organizations

Don’t miss this informative event!


Sean Patrick Tario – CEO & Founder, Open Spectrum

Sean is a seasoned IT professional, entrepreneur, author, trainer and investor. He has worked over the years with hundreds of entrepreneurs, startups and scaling companies as a general advisor, director, consultant and award winning sales producer. He is the author of “Industry Playbook: Data Center Colocation,” now on its fourth Edition and sold over 2,000 copies. This book has served as the core material for the over 40 high impact data center marketplace training events across the country Sean has personally conducted and produced. His firm Open Spectrum has also extended this training online through the development of an online data center industry focused LMS platform.

Sean has represented hundreds of enterprise clients in the auditing, consolidation, migration, negotiation and closing of data center and hosting contracts with service providers around the world. He has personally toured over 400 colocation data centers across the country over the past six years. His firm provides ongoing market intelligence, reporting and due diligence to those who invest and operate within the data center marketplace.

Sean spends his free time interviewing industry executives for his “I Love Data Centers” Podcast. He also serves as an industry advocate and lobbyist through his work with the Internet Infrastructure Coalition (I2C) in Washington DC and the East Carolina InfraGard Chapter. Locally, Sean serves on the board of Innovate Raleigh and is a mentor through the NC State Entrepreneurship Clinic Mentor Program. Sean was born and raised in Chicago, spent 16 years in the San Francisco Bay Area before moving his wife and business to Raleigh, North Carolina two years ago.

2018 Fusion Forum @ StateView Hotel
Sep 24 – Sep 26 all-day

This event is a fusion of our traditional CFO Symposium, Management Team Conference, Credit Conference and Security Summit. Registration for your role specific pathway will be offered as well as a full forum registration which will allow you to choose your path.


Click HERE for program information including the agenda, registration, hotel and exhibitor details. If you are interested in being a sponsor at this event, please contact Blair Jernigan at blair@ncbankers.org or Brianna Reeder at brianna@ncbankers.org.