Jun
25
Thu
NEW DATES! 2020 Intermediate Commercial Lending School @ North Carolina Bankers Association
Jun 25 – Jun 26 all-day

PROGRAM INFORMATION

The Intermediate Commercial Lending class focuses on operating companies, specifically the balance sheet and its effect on the cash flow statements. Students will learn sources and uses, the cash cycle, and help determine the line of credit needs. Also covered are borrower due diligence questions and covenants appropriate for operating companies.

Specific topics will include:

  • Advanced Cash Flow Analysis
  • Identifying the Loan Purpose
  • Proper Loan Structures
  • Asset Conversion
  • Asset Based Lines of Credit
  • Borrower Due Diligence

Any participant focused on operating companies should attend this course. The training will dive deep into balance sheet lending and will include discussions and cases centered on UCA Cash Flow analysis.

 

SPEAKER INFORMATION

Andy Nenni – Chief Credit Officer, Movement Bank

Andy Nenni has been providing training and coaching for bankers involved in consumer and commercial lending and has created custom training programs for banking associations and financial institutions. Courses include improving sales, consumer lending basics, performing real estate evaluations, and beginner through advanced C&I and CRE underwriting skills. Andy weaves over fifteen years of banking experiences and stories into each class and uses real world examples to reinforce concepts and entertain attendees. He has served as a Personal Banker, Credit Analyst, Commercial Lender, and Chief Credit Officer in community and national banks. Andy earned a Bachelor of Science in Accounting at Kansas State University and a Masters of Business Administration at East Carolina University.

 

LODGING INFORMATION

The NCBA has secured a discounted rate of $189/night for our attendees at the Raleigh Marriott Crabtree Valley. To secure this discounted rate, please use the link below. To secure a room through the hotel’s website, please use corporate code T1954.

Book your corporate rate for NC Bankers Association

 

In addition, the NCBA also has a corporate rate at the Raleigh North Hills Hilton, which is $182/night. To secure this discounted rate, please use the link below.

Book your corporate rate for the NC Bankers Association

Jul
15
Wed
Webinar: A Proactive Approach to Liquidity Management @ Online - Link Will Be Sent in Advance
Jul 15 @ 10:00 am – 11:15 am

Registration will open on May 4

PROGRAM INFORMATION

The NCBA is partnering with Darling Consulting Group on the Proactive Approach to Liquidity Management virtual training. This is a live webinar that will take place from 10:00 – 11:30 AM EST on Wednesday, July 15. Attendees will be sent the login information 24 hours in advance. The session will run for about an hour and will be followed by a 15 minute Q&A session.

Loan growth continues to outpace deposit growth and on-balance sheet liquidity levels are declining. Wholesale funding levels are on the rise and deposit attrition levels continue to increase. Undeniably, liquidity is under pressure – and regulators are taking notice. This session will address the challenging liquidity landscape in our industry, and what every bank should be doing to develop a “best practice” approach in liquidity management – regardless of the levels of liquidity you have today.

Key takeaways will include:

  • Managing regulatory pressures
  • Identifying the appropriate liquid asset cushion
  • Learning the importance of an effective Contingency Funding Plan
  • Building the appropriate stress tests and remediation plans
  • Becoming comfortable with higher levels of wholesale funding
  • Case studies to improve margin and manage liquidity

This session is designed for CEOs, presidents, CFOs, lenders, controllers and ALCO members. 

 

Speaker Information

Mark Haberland – Managing Director, Darling Consulting Group

In his role, Mark works directly with financial institutions to strengthen their asset liability management process. He provides support to clients in the areas of liquidity risk management, capital, ALM modeling and reporting and regulatory compliance.  He is a top-rated speaker and frequent author on numerous balance sheet management topics and conducts customized executive and board-level workshops to improve financial institutions’ performance through a more focused ALCO process. Mark is also a member of the Financial Managers Society’s Finance Council. Mark has been with DCG since 1997 and oversaw the operations of the company’s Financial Analytics Group for many years. He has over 20 years of experience in the banking industry in the areas of asset liability management and bank auditing. 

Aug
26
Wed
2020 Consumer Lending School @ North Carolina Bankers Association
Aug 26 all-day

Registration will open on June 1.

PROGRAM INFORMATION

The workshop is designed to prepare bankers who accept consumer loan requests to analyze the typical metrics used to approve these requests. Instructor Andy Nenni will provide an overview of the consumer lending environment and how lenders should consider credit scores, loan-to-value, and debt-to-income when assessing loan decisions. Discussions will also include mitigating issues with repayment history and higher than acceptable debt loads. Participants will be guided through case studies to reinforce concepts.

Learning objectives include:

  • Brief overview of consumer lending regulations
  • Describe typical loan products, terms, and advance rates
  • Review credit bureau reports
  • Analyze a personal financial statement
  • Identify repayment sources using stated income, paystubs, and tax returns including a brief introduction to self-employed borrowers

This program should be attended by lending staff seeking an introductory understanding of consumer credit. The course will benefit lenders with loan authority and lenders operating in a centralized lending environment.

 

SPEAKER INFORMATION

Andy Nenni – Chief Credit Officer, Movement Bank

Andy Nenni has been providing training and coaching for bankers involved in consumer and commercial lending and has created custom training programs for banking associations and financial institutions. Courses include improving sales, consumer lending basics, performing real estate evaluations, and beginner through advanced C&I and CRE underwriting skills. Andy weaves over fifteen years of banking experiences and stories into each class and uses real world examples to reinforce concepts and entertain attendees. He has served as a Personal Banker, Credit Analyst, Commercial Lender, and Chief Credit Officer in community and national banks. Andy earned a Bachelor of Science in Accounting at Kansas State University and a Masters of Business Administration at East Carolina University.

 

LODGING INFORMATION

The NCBA has secured a discounted rate of $189/night for our attendees at the Raleigh Marriott Crabtree Valley. To secure this discounted rate, please use the link below. To secure a room through the hotel’s website, please use corporate code T1954.

Book your corporate rate for NC Bankers Association

 

In addition, the NCBA also has a corporate rate at the Raleigh North Hills Hilton, which is $182/night. To secure this discounted rate, please use the link below.

Book your corporate rate for the NC Bankers Association

Oct
21
Wed
2020 Advanced Commercial Lending School @ North Carolina Bankers Association
Oct 21 – Oct 22 all-day

Registration will open on August 3

PROGRAM INFORMATION

The Advanced Commercial Lending course keys in on specialty loan products like letters of credit and ABL lines and non-traditional borrowers such as not-for-profits, municipalities and professional entities. Participants will dive deeper into use of covenants, problem loan signs and opportunities for non-recourse loans.

Topics Include:

  • Lending to Not-for-Profits
  • Analyzing Religious Organizations
  • Interpreting Municipality Financial Statements
  • Leveraged Lending (Participations and Syndication National Credits)
  • Portfolio Management (Covenants, Risk Rating, etc.)

SPEAKER INFORMATION

Andy Nenni – Chief Credit Officer, Movement Bank

Andy Nenni has been providing training and coaching for bankers involved in consumer and commercial lending and has created custom training programs for banking associations and financial institutions. Courses include improving sales, consumer lending basics, performing real estate evaluations, and beginner through advanced C&I and CRE underwriting skills. Andy weaves over fifteen years of banking experiences and stories into each class and uses real world examples to reinforce concepts and entertain attendees. He has served as a Personal Banker, Credit Analyst, Commercial Lender, and Chief Credit Officer in community and national banks. Andy earned a Bachelor of Science in Accounting at Kansas State University and a Masters of Business Administration at East Carolina University.

 

LODGING INFORMATION

The NCBA has secured a discounted rate of $189/night for our attendees at the Raleigh Marriott Crabtree Valley. To secure this discounted rate, please use the link below. To secure a room through the hotel’s website, please use corporate code T1954.

Book your corporate rate for NC Bankers Association

 

In addition, the NCBA also has a corporate rate at the Raleigh North Hills Hilton, which is $182/night. To secure this discounted rate, please use the link below.

Book your corporate rate for the NC Bankers Association