2018 Washington Bank Caucus @ Hay-Adams
Mar 21 – Mar 22 all-day

Click HERE to learn more about the Washington Bank Caucus or to register!

Location:  The Hay-Adams, 800 16th Street, N.W., Washington, District of Columbia 20006

Questions about the upcoming event or sponsorship opportunities? Please contact Grace Sampson at

NCYB Eastern Region Happy Hour
Mar 27 @ 4:00 pm – 6:00 pm

Time: 4:00 – 6:00 pm

Location: Taproom 1918
1135 Falls Road – Rocky Mount

Registration: Attendees do need to register, but there is no fee to attend. Attendees are responsible for covering their own food and drinks.

Click HERE to Register!

Please join the Young Bankers to network and grab some drinks! Eastern representatives Kristen Brabble, First Carolina Bank, John Parker, KS Bank, and David Sauls, Southern Bank and Trust Company, will be in attendance. This is a great time to meet new peers and learn more about the Young Bankers division.

2018 Commercial Lending School
Apr 10 @ 9:00 am – Apr 12 @ 4:00 pm

Time: 9 am – 4 pm each day

Location: North Carolina Bankers Association
3601 Haworth Drive – Raleigh

Registration: $815 (Early Bird – 3/27) / $865 (Regular – after 3/27)

Click HERE to Register for the Program.

Click HERE to View the Agenda and Curriculum.


The NCBA has partnered with KPN Consulting and DHG Credit Risk Management to bring our members the new and improved Commercial Lending School! The School has been designed to prepare bankers to serve effectively and profitably as commercial loan officers by developing a better comprehension of the economy and how it affects lending decisions. Insight will be offered into how a business is structured and how it competes. Attendees will develop an understanding of the role of the company’s management and how to analyze and evaluate that management. Registrants will also be provided an opportunity to apply analytical techniques in a lending situation and to carry them forward in the pricing and structuring of a loan.

Specific courses will include:

  • Borrower & Global Cashflows
  • Case Studies
  • CRE Lending – Best Practices
  • Developing the Credit Memorandum
  • Effective Relationship Management
  • Financial Statement Analysis
  • Fintech – Overview & Update
  • Fundamentals of C&I and Balance Sheet Lending
  • Fundamentals of CRE Lending
  • Funding – Your ALCO Challenge
  • Identifying and Managing Problem Loans
  • Industry Perspective – A Look at Our Second Major Crisis
  • Lending Mistakes of the Past – A Regulator’s View
  • The Credit Committee – Past & Future Perspectives
  • The Loan Approval Process – Good Enough to Succeed?

Who Should Attend: Any participant desiring to deepen their understanding of commercial lending from an introductory level.



Erich Bumgardner – Senior Manager & Loan Review Advisory, DHG Credit Risk Management

Erich is Senior Manager with Dixon Hughes Goodman, LLP (DHG). Prior to DHG, he was a co-founder of Credit Risk Management, L.L.C. Credit Risk Management was a Raleigh-based consulting firm that provides comprehensive credit-related products and services to banks and other lending institutions throughout the U.S. Erich worked as Assistant Vice President, Credit Administrator and Loan Review Officer for First Union National Bank before becoming the co-founder of Credit Risk Management, L.L.C. in 1989.

Eric Nelson – President, KPN Consulting

Eric has nearly 20 years experience in the financial services industry. As president of the firm, he is directly responsible for client acquisition, association partnerships, and marketing. Prior to joining KPN Consulting, Eric served as CFO and Managing Partner of Greenbrier Properties, a commercial real estate company that developed, owned, and operated multifamily properties throughout the country, from 2005 – 2009. His career has also included positions at Wachovia Bank, Henssler Financial Group and Ameriprise Financial, and he has held Series 7, Series 66, and Insurance Licenses.

Karl Nelson – Founder & CEO, KPN Consulting

Karl’s career has included senior positions with IDC Deposits and Promontory Interfinancial Network. In addition, he has served as a Senior Vice President with the Federal Home Loan Bank of Atlanta from 1991 through 2002, where he managed the sales and marketing, strategic planning, and trade association/regulatory outreach efforts and served on the bank’s ALCO. Prior to joining the Home Loan Bank, he was involved for 18 years with various regional banks.

David Ruffin – Director, DHG Credit Risk Management

David has more than 42 years of experience in the banking industry with a focus on credit risk. He has 27 years of experience as a business owner and banking industry consultant. David helps lending institutions evaluate credit risk—both traditional transactional credit risk and the emerging more macro portfolio focus. He assesses all aspects of the credit process and credit culture—pertaining to a financial institution’s day-to-day activities, as well as within the integration challenges of a prospective merger or acquisition. Through his experience as a practicing banker and managing a credit consultancy firm, David has worked with management teams and boards of directors to create value by assessing the quality of loan review, credit talent, underwriting, servicing and loan approval protocols.


The NCBA has secured a discounted rate of $149/night for our attendees at the North Raleigh Hilton. To secure this discounted rate, please call the hotel directly at 919.872.2323 and request the NC Bankers Association rate. This rate includes Lofton’s breakfast and complimentary transportation to and from the North Hills Mall. The hotel is located two miles away from the NCBA.

Please note that attendees are responsible for securing their hotel reservations.

Spring Compliance Update Seminar @ Greensboro - High Point Marriott
Apr 25 @ 9:00 am – Apr 26 @ 4:00 pm

Registration: $400 (Early Bird – 4/11) / $450 (Regular – after 4/11)

To View the Agenda, Please Click HERE.

Click HERE to Register 

Patti’s coming back to town to help guide us through the murky waters of compliance updates. You and your compliance team won’t want to miss this informative session! Confirmed topics include:

  • HMDA Update
  • CRA Changes Update
  • CFPB Prepaid Accounts Rule Changes
  • Flood Insurance Program Updates
  • Deposits Regulatory Update
  • Enforcement Action Environment
  • OCC Semi-Annual Risk Perspective
  • FTC Annual Privacy & Security Update


Patti Blenden

Patti Blenden is a dynamic speaker and leader with strong, intuitive management skills, and a deep conviction that “excellence is not optional.” She has extensive experience in working with financial institutions, bank data processors and governmental agencies. Patti has more than 35 years of experience in the financial industry as an entrepreneur and financial institution executive. She is a Certified Public Accountant, skilled regulatory compliance consultant, bank operations specialist, system automation designer and an enthusiastic regulatory compliance instructor who believes in providing real-world solutions ready for immediate implementation.

Patti founded Financial Solutions in 1990 to offer financial institutions complete, cost-effective regulatory compliance solutions, thereby eliminating an institution’s need to rush to increase overhead. The company specializes in providing regulatory compliance assistance for financial institutions through policies, programs, on-site compliance reviews and customized training.

The NCBA has secured a discounted room rate of $139/night at the Greensboro – High Point Marriott. To secure this rate, please call the hotel directly at 336.852.6450 and ask for the NC Bankers rate for the nights of April 24 & 25. The deadline to secure this rate is April 3. Please note that attendees are responsible for securing their own hotel reservations.

American Mortgage Conference @ Pinehurst Resort
Apr 30 – May 2 all-day

Save the date for the 2018 American Mortgage Conference at the Pinehurst Resort. To view program information and to register for the program, PLEASE CLICK HERE.

Early Bird Delegate Registration Fee (until April 16): $525

Regular Delegate Registration Fee (after April 16): $625

Early Bird Exhibit Fee (until April 16): $1,100

Regular Exhibit Fee (after April 16): $1,250


For sponsorship opportunities, please reach out to Grace Sampson at

2018 Bank Attorney Forum
May 16 @ 9:00 am – 3:45 pm

CLICK HERE to view the agenda, find hotel information and register to attend the conference.

Location: Sheraton Raleigh Hotel

Registration Fees:

Early Bird Delegate Registration (until 5/2): $325

Regular Delegate Registration (after 5/2): $375

**Registration fees are non-refundable for any reason after 2/20/218**

We have applied to receive CLE credit for this program. For questions regarding the Forum, please contact Brianna Reeder at

122nd Annual Convention @ The Cloister
Jun 3 – Jun 6 all-day

Our 122nd Annual Convention will be held June 3-6 at The Cloister in Sea Island, Georgia. CLICK HERE to register, access the agenda, make hotel reservations or find more information.

Early-Bird Registration Fees:  

Delegate- $675



Child (6 & under)- Free

Child (7-17)- $125

Child/Guest (18+)-$250

Regular registration fees will go into effect May 21st. It will be an additional $100 for delegates and exhibitors.

Exhibit and sponsorship opportunities are available. Please contact Grace Sampson at for more information on sponsorship.

Webinar – Effective Drafting of SAR Narratives
Jun 19 @ 10:00 am – 11:00 am

Location: Online – information will be emailed to attendees 24 hours before program start time. The presentation will begin promptly at 10:00 AM on June 19.

Registration: $150 (Early Bird – 6/5) / $200 (Regular – after 6/5)

Registration for this program will open on April 2!


The NCBA is partnering with Arnold & Porter on this program.

Recent agency guidance, rulemakings, and enforcement actions demonstrate the financial regulatory agencies’ commitment to enforcing the Bank Secrecy Act and its implementing regulations (BSA), including their willingness to hold lead compliance professionals personally accountable.  Suspicious Activity Reporting  is a critical aspect of BSA compliance, and the adequacy of SAR narratives is increasingly becoming the subject of examination and enforcement criticism.  This presentation details best practices for drafting the SAR narrative, including critical components, structure, and what to look for when identifying suspicious activity.

This webinar will be 50 minutes, followed by a 10 minute Q&A session.



Michael Mancusi – Partner, Arnold & Porter 

Michael Mancusi represents domestic and foreign banks, credit unions, and other financial services clients in a wide range of state and federal regulatory, compliance, and enforcement matters. He also has substantial experience representing clients in government and corporate internal investigations, including entities subject to anti-money laundering requirements.

Mr. Mancusi counsels clients facing complex corporate governance and structural issues and represents clients before key state and federal bank regulatory agencies, including the Office of the Comptroller of the Currency, the Federal Reserve, the FDIC, the National Credit Union Administration, the Financial Crimes Enforcement Network, the Consumer Financial Protection Bureau, and the Office of Foreign Assets Control.


Kevin Toomey – Associate, Arnold & Porter

Kevin Toomey represents bank and nonbank financial services companies, along with their boards of directors, executives, and senior management, in a wide range of enforcement, regulatory, compliance, and governance matters before the federal and state banking agencies, Department of Justice, CFPB, FinCEN, and OFAC. Mr. Toomey regularly represents clients in investigative proceedings, including navigating internal and government investigations, and advises clients on issues relating to the Bank Secrecy Act and anti-money laundering requirements, consumer protection, the Dodd-Frank Wall Street Reform and Consumer Protection Act, and state and federal banking laws and regulations.




2018 Certified Banking Security Manager Training @ North Carolina Bankers Association
Jul 17 @ 9:00 am – Jul 18 @ 4:00 pm

Time: Day 1, 9 am – 5 pm & Day 2, 8 am – 4 pm

Location: North Carolina Bankers Association
3601 Haworth Drive, Raleigh

Registration: Member – $1,295 (7/3) / $1,345 regular  after (7/3)

Registration for this program will open on Tuesday, May 1.

Click HERE to View the Agenda.


Chad Knutson is a Senior Information Security Consultant and is President of the SBS Institute for SBS CyberSecurity. SBS works with more than 900 banks around the country on information security services such as the development of Information Security Programs, Policies, and Risk Assessments, along with performing IT Audits, Penetration Tests, Vulnerability Assessments and other security services. Chad is a Certified Information Systems Security Professional (CISSP), Certified Information Systems Auditor (CISA), and Certified in Risk and Information Security Controls (CRISC).


We are partnering with SBS CyberSecurity to bring our members the Certified Banking Security Manager Training. SBS’s certified advantage helps you develop an entire information security program framework to take back to your institution. After competing this program, attendees will understand how to successfully implement and manage each component of the information security program, and their knowledge of layered security programs will be boosted. Attendees will gain confidence in their decision making after learning comprehensive cybersecurity knowledge. In addition, they will dive into FFIEC cybersecurity guidelines.

Specific topics include:

  • U.S. Information Security Laws and Regulations
  • Information Security Program Components
  • Security & Awareness Programs
  • IT Audit
  • Social Engineering
  • Preparing for IT Examinations
  • Running Effective IT & Audit Committees

This program should be attended by Managers, ISOs, Security Officers, Auditors, Operations Officers, IT Managers and anyone in Compliance. This is a must attend program! Below is a testimonial to this program and instructor, Chad Knutson:

SBS and Chad helped me by providing the tools and information to be successful in reporting, documenting and creating proper assessments. As well as how to structure an adequate BIA and BCP plan, and those things necessary to prepare for an Audit or Exam. Taking the course helped build my confidence in my job field. I would recommend the CBSM course to anyone wishing to enhance their knowledge of the expectations of the IT Program of their institution.”
– Hilarie Haack, GA

The NCBA has secured a discounted rate of $149/night for our attendees at the North Raleigh Hilton. To secure this discounted rate, please call the hotel directly at 919.872.2323 and request the NC Bankers Association rate. This rate includes Lofton’s breakfast and complimentary transportation to and from the North Hills Mall. The hotel is located two miles away from the NCBA.

Please note that attendees are responsible for securing their hotel reservations.

82nd Annual NC School of Banking @ William & Ida Friday Center
Jul 29 – Aug 3 all-day

Location: William & Ida Friday Center at UNC Chapel Hill

Tuition: $1,700 (members) / $1,800 (non-members)

Click HERE to access the official website for the 82nd Annual NC School of Banking, where you will find application instructions, lodging details, faculty profiles and more!

The North Carolina School of Banking is the oldest state association banking school in the nation. It is dedicated to expanding the skills and abilities of middle managers and prospective managers. Bankers who enroll in the School spend a week each August receiving training in a college setting.

Freshman Year provides instruction in accounting, sales, lending, financial management, marketing, compliance, team building, and other banking related topics.

Sophomore Year focuses on government relations, finance, money & banking, managerial accounting, conflict management, motivation and delegation and more.

Junior Year concentrates on decision making in simulated banks, investments, asset liability, leadership development, advanced commercial lending, alternate funding sources, and self-assessment.

Senior Year is designed to provide rising middle managers with senior management perspective. Participants work in small teams to manage a bank through a two-year period using a sophisticated computer simulation program involving asset/liability, capital allocation, investment, business development, lending and human resources management decisions. This provides an invaluable tool in developing insightful, creative, flexible and decisive managers for the future.

A minimum of three years experience in banking is desirable. It is necessary for the immediate supervisor to recommend and verify the qualifications of the candidate. The ability to assume middle management level responsibility should be considered in evaluating a candidate’s capabilities of performing satisfactorily in the school.

In order to maintain a high standard of performance in the School, there will be consistent, meaningful examinations conducted in the first and second year of the program to provide the student and the student’s bank with important feedback concerning his or her progress. The examination will also provide the School administration with insight into the effectiveness of the instructors and the course materials.

The faculty of the North Carolina School of Banking consists of experienced bankers, professors, regulatory officials, attorneys and others who have expert knowledge of the subject areas. Approximately thirty faculty teach at the School, and some have been associated with the program for many years. Faculty and courses are critically evaluated to ensure that banker-students receive the best possible professional education.