FDIC Community Bankers and Directors Workshop

Date: September 16, 2014

Time: 8:30 am - 4 pm

Location: Greensboro-High Point Airport Marriott
1 Marriott Drive - Greensboro

Registration Fee: $225 (early bird - through 9/3) / $250 (regular)

Click Here to Register

Click Here to View Agenda

LODGING DETAILS

The NCBA has secured a discounted rate of $145 per night at the Greensboro-High Point Marriott Airport. To make a reservation at this discounted rate, call the hotel directly at 336.852.6450, and request the NC Bankers rate for the night of September 15. The block will be released on August 15. Reservations made after that date cannot be guaranteed the discounted rate.

SEMINAR DETAILS

The FDIC Atlanta Region is pleased to announce our Community Bankers & Directors Workshop for 2014. This workshop will focus on Capital Markets topics and include discussions of the Revised Regulatory Capital Requirements, Investment Portfolio Management, and Interest Rate Risk.

The Workshop is an interactive, one-day event designed to provide information on current topics of interest. Highlights of this year’s event include:

Revised Regulatory Capital Requirements
In this topic, we will discuss the new capital rules including minimum capital requirements, the revised capital definitions, adjustments and deductions, the capital conservation buffer, adjustments to the Prompt Corrective Action thresholds, asset risk weighting, and Call Report revisions related to the new capital rules. Additionally, we will review tools available to community bankers and directors to assist with this transition.

Investment Portfolio Management
For this session, we will discuss investment portfolio strategies and oversight, investment permissibility and suitability, pre-purchase and on-going monitoring requirements, process and documentation. Further, we will discuss classification of securities, including discussion of Financial Institution Letter 51-2013, Uniform Agreement on the Classification and Appraisal of Securities Held by Financial Institutions, dated October 29, 2013.

Securities Tabletop Exercise
During the Investment Portfolio Management presentation, we will complete a tabletop exercise involving making decisions of whether to purchase specific securities.

Interest Rate Risk – Management
This discussion will include commentary regarding general expectations of the role of a bank directorate and senior management team. Further, we will discuss items to consider regarding the policies and models that guide the bank’s Interest Rate Risk Management process and discuss the independent review of the Asset/Liability Management function, including discussions of back-testing, model validations, and internal control reviews. Finally, we will discuss issues routinely noted during field examinations.

Interest Rate Risk – Modeling and Assumptions
In this topic, we will explore various facets of Interest Rate Risk modeling. In particular, we will discuss the sufficiency of the model utilized by the bank given the balance sheet complexity and review basic model levels. We will define complexity for purposes of modeling sensitivity to market risk and discuss several key assumptions used in modeling. Finally, we will talk about use of Interest Rate Risk monitoring reports, including establishing risk mitigation strategies.

Interest Rate Risk Tabletop Exercises
During the Interest Rate Risk presentations, we will conduct tabletop exercises pertaining to back-testing model projections against actual results and sensitivity testing analysis of identified key assumptions. The goal of these exercises is to spur discussion about what modeling inputs mean for your bank.

Target Audience: Directors and Executive Officers of community banks involved in the management or oversight of these areas, potentially including Presidents/Chief Executive Officers; Chief Financial Officers; Chief Investment Officers; Treasurers; and Directors involved in the Asset/Liability Management function (including membership in the Asset/Liability Committee)

For more information, please contact our Meetings Department at 800.662.7044 or christy@ncbankers.org.