2021 Basic Commercial Lending School
At this time, the program is scheduled to be a hybrid seminar with a limited number of seats in-person and a virtual participation option. In-person attendance will require the use of a face covering at all times with the exception of eating meals and adherence to the NCBA and hotel COVID safety measures.
The safety of our members is our highest priority. This program will take place as scheduled, and will be converted to solely virtual depending on CDC and NCDHHS guidelines.
The course is designed to prepare bankers who prospect business banking loan requests to analyze the typical metrics used to approve these requests. The instructor will provide an overview of the commercial lending environment and how lenders should consider global cash flow, loan-to-value, and other factors when assessing loan decisions. Discussions will also include mitigating credit exceptions and good prospects. Participants will be guided through case studies to reinforce concepts.
Learning objectives include:
- Calculating and analyzing global cash flow
- Evaluating guarantor strength
- Proper loan structure
- Basics of income properties
- Evaluating non-real estate collateral
Who should attend: Lending staff seeking an introductory understanding of commercial credit. We often host new business bankers and experienced branch managers with new commercial loan goals. The course will benefit lenders with loan authority and lenders operating in a centralized lending environment.
Andy Nenni – Chief Credit Officer, Movement Bank
Andy Nenni has been providing training and coaching for bankers involved in consumer and commercial lending and has created custom training programs for banking associations and financial institutions. Courses include improving sales, consumer lending basics, performing real estate evaluations, and beginner through advanced C&I and CRE underwriting skills. Andy weaves over fifteen years of banking experiences and stories into each class and uses real world examples to reinforce concepts and entertain attendees. He has served as a Personal Banker, Credit Analyst, Commercial Lender, and Chief Credit Officer in community and national banks. Andy earned a Bachelor of Science in Accounting at Kansas State University and a Masters of Business Administration at East Carolina University.
Stay tuned for meeting location and lodging details! This program will take place in Raleigh.