PROGRAM OVERVIEW

Upgrade Inc, an online lending platform, will present their approach to consumer credit. Chief Credit Officer, Myles Reaz (previously with Bank of the West) will go through in detail the intricacies of underwriting digitally and the newest practices being utilized to enhance credit performance in a digital environment. Upgrade will also cover ways to enhance credit performance with borrower features and discuss underwriting in a COVID-19 environment. Confirmed topics will include:

• Brief Overview on Upgrade
• Credit Risk Highlights
• Underwriting Model Evolutions
• Borrower Features that Lead to Better Performance
• Verification / Fraud Strategies

SPEAKER OVERVIEW

Jim Quinn – Director of Financial Institution Partnerships, Upgrade 

Jim is a seasoned FinTech executive with 25+ years of experience in developing asset partnerships with banks. Jim has previously served as EVP & Chief Sales Officer at LSQ Funding, Kasasa/BancVue and PBIZ . Jim was also the nationwide Director of ABL Lending at First Citizens Bancshares.

Myles Reaz – Chief Credit Officer, Upgrade

Myles is responsible for Upgrade’s credit risk program oversight and activities. Myles is an accomplished consumer lending executive with 20+ years of leadership experience in risk, P&L management, strategy, product, and pricing at several major banks. Myles has previously served as an executive officer at Bank of the West, Wells Fargo, and CitiBank.