2013 Rulemakings Published in the Federal Register
Consumer Financial Protection Bureau (CFPB)
January 22: Escrow Requirements Under the Truth in Lending Act (Regulation Z)
January 29: Electronic Fund Transfers (Regulation E) Temporary Delay of Effective Date
January 30: Ability-to-Repay and Qualified Mortgage Standards under the Truth in Lending Act (Regulation Z)
January 31: High-Cost Mortgage and Homeownership Counseling Amendments to the Truth in Lending Act (Regulation Z) and Homeownership Counseling Amendments to the Real Estate Settlement Procedures Act (Regulation X)
January 31: Disclosure and Delivery Requirements for Copies of Appraisals and Other Written Valuations Under the Equal Opportunity Act (Regulation B)
February 13: Appraisals for Higher-Priced Mortgage Loans
February 14: Mortgage Servicing Rules Under the Real Estate Settlement Act (Regulations X)
February 14: Mortgage Servicing Rules Under the Truth in Lending Act (Regulation Z)
February 15: Loan Originator Compensation Requirements Under the Truth in Lending Act (Regulation Z)
March 26: Disclosures at Automated Teller Machines (Regulations E)
March 28: Truth in Lending (Regulation Z)
May 3: Truth in Lending (Regulation Z)
May 7: Consumer Financial Civil Penalty Fund
May 10: Loan Originator Compensation Requirements Under the Truth in Lending Act (Regulattion Z); Prohibition on Financing Credit Insurance Premiums; Delay of Effective Date
July 24: Amendments to the 2013 Mortgage Rules Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth Lending Act (Regulation Z); Final Rule
August 8: Appraisals for Higher-Priced Mortgage Loans – Supplemental Proposal; Proposed Rule
August 14: Electronic Fund Transfers (Regulation E); Correction
October 25: Proposed Interagency Policy Statement Establishing Joint Standards for Assessing the Diversity Policies and Practices of Entities Regulated by the Agencies and request for Comment
November 14: Homeownership Counseling Organizations Lists Interpretive Rule
November 25: Consumer Leasing (Regulation M)
November 25: Truth in Lending (Regulation Z)
December 16: Truth in Lending (Regulation Z)
December 26: Appraisals for Higher-Priced Mortgage Loans
December 30: Home Mortgage Disclosure (Regulation C): Adjustment to Asset-Size Exemption Threshold
December 30: Truth in Lending (Regulation Z): Adjustment to Asset-Size Exemption Threshold
December 31: Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z)
Federal Deposit Insurance Corporation (FDIC)
February 13: Appraisals for Higher-Priced Mortgage Loans
March 22: Interagency Guidance on Leveraged Lending
August 5: Proposed Supervisory Guidance on Implementing Dodd-Frank Act Company Run Stress Tests for Banking Organizations with Total Consolidated Assets of More Than $10 Billion But Less than $50 Billion
August 20: Regulatory Capital Rules: Regulatory Capital, Enhanced Supplementary Leverage Ratio Standards for Certain Bank Holding Companies and Their Subsidiary Insured Depository Institutions
September 10: Regulatory Capital Rules: Regulatory Capital; Implementation of Basel III, Capital Adequacy, Transition Provisions, Prompt Corrective Action, Standardized Approach for Risk-weighted Assets, Market Discipline and Disclosure Requirements, Advanced Approaches Risk-Based Capital Rule, and Market Risk Capital Rule; Interim Final Rule
September 13: Deposit Insurance Regulations; Definition of Insured Deposit
September 20: Credit Risk Retention, Proposed Rule
October 25: Proposed Interagency Policy Statement Establishing Joint Standards for Assessing the Diversity Policies and Practices of Entities Regulated by the Agencies and request for Comment
October 30: Loans in Areas Having Special Flood Hazards; Proposed Rule
November 6: Restrictions on Sales of Assets of a Covered Financial Company by the Federal Deposit Insurance Corporation
December 30: Community Reinvestment Act Regulations
Federal Reserve (Board)
February 13: Appraisals for Higher-Priced Mortgage Loans
March 4: Financial Market Utilities
March 22: Interagency Guidance on Leveraged Lending
April 9: Retail Foreign Exchange Transactions (Regulation NN)
July 22: Risk-Based Capital Guidelines; Market Risk
August 5: Proposed Supervisory Guidance on Implementing Dodd-Frank Act Company Run Stress Tests for Banking Organizations with Total Consolidated Assets of More Than $10 Billion But Less than $50 Billion
August 8: Appraisals for Higher-Priced Mortgage Loans – Supplemental Proposal; Proposed Rule
August 20: Regulatory Capital Rules: Regulatory Capital, Enhanced Supplementary Leverage Ratio Standards for Certain Bank Holding Companies and Their Subsidiary Insured Depository Institutions
August 23: Supervision and Regulation Assessments for Bank Holding Companies and Savings and Loan Holding Companies with Total Consolidated Assets of $50 Billion or More and Nonbank Financial Companies Supervised by the Federal Reserve
September 20: Credit Risk Retention, Proposed Rule
September 30: Regulations Y and YY: Application of the Revised Capital Framework to the Capital Plan and Stress Test Rules
September 30: Annual Company-Run Stress Tests at Banking Organizations with Total Consolidated Assets of More Than $10 Billion But Less than $50 Billion; One-Year Transition Period to Revised Regulatory Capital Framework for 2013-2014 Stress Test Cycle
October 1: Regulatory Capital Rule: Regulatory Capital, Implementation of Basel III, Capital Adequacy, Transition Provisions, Prompt Corrective Action, Standardized Approach for Risk-weighted Assets, Market Discipline and Disclosure Requirements, Advanced Approaches Risk-Based Capital Rule, and Market Risk Capital Rule
October 25: Proposed Interagency Policy Statement Establishing Joint Standards for Assessing the Diversity Policies and Practices of Entities Regulated by the Agencies and request for Comment
October 30: Loans in Areas Having Special Flood Hazards; Proposed Rule
December 18: Risk-Based Capital Guidelines; Market Risk
December 20: Regulatory Capital Rules: Regulatory Capital, Implementation of Basel III, Capital Adequacy, Transition Provisions, Prompt Corrective Action, Standardized Approach for Risk-Weighted Assets, Market Discipline and Disclosure Requirements, Advanced Approaches Risk-Based Capital Rule, and Market Risk Capital Rule
December 26: Appraisals for Higher-Priced Mortgage Loans
December 30: Community Reinvestment Act Regulations
Financial Crimes Enforcement Network (FinCEN)
December 17: Social Media: Consumer Compliance Risk Management Guide
Office of the Comptroller of the Currency (OCC)
February 13: Appraisals for Higher-Priced Mortgage Loans
March 11: Company-run Annual Stress Test Reporting Template and Documentation for Covered Institutions with Total Consolidated Assets of $10 Billion to $50 Billion under Dodd-Frank
March 22: Interagency Guidance on Leveraged Lending
June 25: Lending Limits
August 5: Proposed Supervisory Guidance on Implementing Dodd-Frank Act Company Run Stress Tests for Banking Organizations with Total Consolidated Assets of More Than $10 Billion But Less than $50 Billion
August 20: Regulatory Capital Rules: Regulatory Capital, Enhanced Supplementary Leverage Ratio Standards for Certain Bank Holding Companies and Their Subsidiary Insured Depository Institutions
October 1: Regulatory Capital Rule: Regulatory Capital, Implementation of Basel III, Capital Adequacy, Transition Provisions, Prompt Corrective Action, Standardized Approach for Risk-weighted Assets, Market Discipline and Disclosure Requirements, Advanced Approaches Risk-Based Capital Rule, and Market Risk Capital Rule
October 25: Proposed Interagency Policy Statement Establishing Joint Standards for Assessing the Diversity Policies and Practices of Entities Regulated by the Agencies and request for Comment
October 28: Policy Statement on the Principles for Development and Distribution of Annual Stress Test Scenarios
October 30: Loans in Areas Having Special Flood Hazards; Proposed Rule
December 30: Community Reinvestment Act Regulations
U.S. Treasury
February 13: Appraisals for Higher-Priced Mortgage Loans
May 29: Garnishment of Accounts Containing Federal Benefit Payments
August 8: Appraisals for Higher-Priced Mortgage Loans – Supplemental Proposal; Proposed Rule
September 20: Credit Risk Retention, Proposed Rule
December 26: Appraisals for Higher-Priced Mortgage Loans
