2002 Issues of Regulatory Review

RR 2002 – 01:Home Mortgage Disclosure Act – Small Institutions Exemption; Lending and Investment Regulations – OTS; CRA and HMDA Data Collection and Reporting; Financial Privacy Guidance; Policy Statement – Minority-Owned Depository Institutions

RR 2002 – 02:Truth-in-Lending – Predatory Lending Practices; First Accounts Program – Department of the Treasury; Merger Applications – Anti-Money Laundering Record

RR 2002 – 03:Regulation B – Spousal Signature; Home Mortgage Disclosure – Regulation C

RR 2002 – 04:Home Mortgage Disclosure – Amendments to Regulation

RR 2002 – 05:Information Sharing – USA PATRIOT Act

RR 2002 – 06:Regulation Z Commentary Revisions; Agency Restructuring

RR 2002 – 07:Mutual-to-Stock Conversions – Office of Thrift Supervision; Accounting and Capital Markets Developments – OTS

RR 2002 – 08:Home Mortgage Disclosure – Regulation C; Extensions of Credit by Federal Reserve Banks; Covenants in Securitization Documents

RR 2002 – 09:Implicit Recourse in Asset Securitizations; Accrued Interest Receivable Related to Credit Card Securitizations; Capital Treatment of Recourse, Direct Credit Substitutes, and Residual Interests in Asset Securitizations

RR 2002 – 10:Use of Interstate Branches Primarily for Deposit Production; Check Cashing Fees for Non-Customers; Summary of Deposits Survey

RR 2002 – 11:Home Mortgage Disclosure Act – Regulation C Amendments; Homeownership Counseling Notification

RR 2002 – 12:Electronic Activities – National Banks; Unfair or Deceptive Acts or Practices – Federal Trade Commission Act

RR 2002 – 13:Reporting of Suspicious Transactions by Securities Brokers or Dealers; Bank Merger Transactions – FDIC Statement of Policy; State Banks Chartered as Limited Liability Companies – FDIC Insurance; Subprime Lending – Revision of Call Report and Thrift Financial Report

RR 2002 – 14:Customer Identification

RR 2002 – 15:Real Estate Settlement Procedures Act – Revisions to HUD Regulation X

RR 2002 – 16:Information Sharing Procedures – FinCEN; Customer Identification Programs Rule Delayed; Truth-In-Lending Threshold Increased; Post Examination Survey – FDIC; OFAC Frequently Asked Questions

RR 2002 – 17:Alternative Mortgage Transaction Parity Act – OTS Revises Preemption Rules

RR 2002 – 18:Suspicious Activity Report – Agencies Solicit Comments; Regulation Z Staff Commentary Revision

RR 2002 – 19:Moratorium on Information Requests – Joint Notice; Application of State Law to National Banks