2007 Issues of Regulatory Review

RR 2007 – 01: Subordinated Debt Securities and Mandatorily Redeemable Preferred Stock; Management Official Interlocks; Electronic Fund Transfers – Exception to Receipt Requirement for Small-Dollar Transactions; Federal Home Loan Banks – Limitation on the Creation of Member Excess Stock; Home Mortgage Disclosure Act – Asset Size Exemption – FRB Regulation C

RR 2007 – 02:Risk-Based Capital Guidelines and Capital Adequacy Guidelines; Revised Suspicious Activity Report Form

RR 2007 – 03: Proposed Assessment Rate Adjustment Guidelines; Gift Card Guidance

RR 2007 – 04:“Broker” Exceptions for Banks; Proposed Supervisory Guidance – Risk-Based Capital Standards

RR 2007 – 05:Regulation D: The Bankers Bank Exemption; Proposed Model Privacy Form; Permissible Activities of Savings and Loan Holding Companies; Interagency Statement on Subprime Mortgage Lending; Expanded Examination Cycle for Certain Depository Institutions; Applications by Industrial Banks for Deposit Insurance; Industrial Bank Subsidiaries of Financial Companies

RR 2007 – 06:Supplemental Standards of Ethical Conduct for FDIC Employees; Community Reinvestment Act – OTS Conforms Rules; Consumer Credit Extended to Service Members and Dependents; OTS Savings and Loan Holding Company Rating System

RR 2007 – 07:Small Business Administration:Lender Examination and Review Fees; Regulation CC – Technical Amendment; Savings and Loan Holding Companies – Prohibited Service; FDIC Assessment Rate Adjustment Guidelines

RR 2007 – 08:Regulation O (Loans to Executive Officers, Directors, and Principal Shareholders) – Reporting Requirements; Withdrawal of Interim Final Rules for the Electronic Delivery of Disclosures; Personal Transactions in Securities

RR 2007 – 09:Amendment to Appendix A of Regulation CC; Special Lending Limits for National Banks; Illustration of Consumer Information for Nontraditional Mortgage Products; Regulation Z Revisions – Open-End Credit

RR 2007 – 10:Management Official Interlocks – Small Institution Asset Threshold Increased; Electronic Fund Transfers – Exception to Terminal Receipt Requirement; Personal Securities Transactions – Time Period for Reporting Extended; Statement on Subprime Mortgage Lending; Community Reinvestment Act – Interagency Questions and Answers

RR 2007 – 11:Stock Benefit Plans – OTS Regulations; Regulation Z – Annual HOEPA Adjustment; Due Diligence Programs: Correspondent Accounts for Certain Foreign Banks; Unfair or Deceptive Acts or Practices

RR 2007 – 12:Amendment to Appendix A of Regulation CC; Regulatory Burden Reduction; ‘ Consumer Information for Subprime Mortgage Lending; Extensions of Credit by Federal Reserve Banks

RR 2007 – 13:Consumer Credit Extended to Service Members and Dependents; Prohibited Service – Extension of Temporary Exemption

RR 2007 – 14:Garnishment Orders – Best Practices With Respect to Federal Benefit Payments, Expanded Examination Cycle for Certain Depository Institutions; RR2007-13 – Consumer Credit Extended to Service Members and Dependents

RR 2007 – 15:Prohibition on Funding of Unlawful Internet Gambling; Annual Indexing Adjustments to Reserve Requirements; Extensions of Credit by Federal Reserve Banks

RR 2007 – 16:Broker Exceptions for Banks Under the Securities Exchange Act; Suspicious Activity Reporting – Common Errors; Equal Credit Opportunity Act – Address for Questions Concerning Creditors; Unfair or Deceptive Acts or Practices – Address for Consumer Complaints

RR 2007 – 17:  OTS – Personal Transactions in Securities; FDIC – Personal Transactions in Securities; Annual Independent Audits and Reporting Requirements; Securities Offering Disclosure Rules; Extensions of Credit by Federal Reserve Banks

RR 2007 – 18: Conversion from the Thrift Financial Report to the Call Report; Deposit Insurance Assessments – 2008; Federal Reserve Bank Services – 2008 Fee Schedules

RR 2007 – 19: Fair Credit Reporting Affiliate Marketing Regulations