2008 Issues of Regulatory Review
RR 2008-01: Electronic Delivery of Disclosures: Regulations B, E, M, Z, and DD; Permissible Activities of Savings and Loan Holding Companies; Federal Savings Association Bylaws: Integrity of Directors; Withdrawal of Proposed Rule; Home Mortgage Disclosure Act – Asset Size Exemption – FRB Regulation C; Community Reinvestment Act Regulations: Adjustment to Asset-Size Thresholds
RR 2008-02:Risk-Based Capital Standards: Advanced Capital Adequacy Framework – BASEL II;Accuracy and Integrity of Information Furnished to Consumer Reporting Agencies
RR 2008-03: Identity Theft Red Flags and Address Discrepancies – FACT Act; Assessment of Fees; Reserve Requirements of Depository Institutions; Limitations on Transfers and Withdrawals from Savings Deposits
RR2008-04: Securities Offering Disclosure Rules; Prohibited Service – Extension of Temporary Exemption; Truth-in-Lending – Amendments to Regulation Z
RR2008-05: Deposit Insurance Assessment Dividends; FRB Electronic Applications
RR2008-06: Policy on Payments System Risk, Posting Time for ACH Transfers
RR2008-07:Updates to OCC Regulations;FinCEN Amendments to CTR Exempt Transactions, Illustrations of Consumer Information for Hybrid Adjustable Rate Mortgage Products
RR2008-08:Appeals of Material Supervisory Determinations by FDIC, Covered Bond Policy Statement, Savings and Loan Holding Companies – Expiration Date of Temporary Exemption Extended
RR2008-09: Truth-in-Savings – Overdraft Services, Amendments to Regulation Z
RR2008-10: Fair Credit Reporting Risk-Based Pricing Regulations; Technical Correction – Fair Credit Reporting Risk-Based Pricing Regulations
RR2008-11: Unfair or Deceptive Acts or Practices Exception to Branch Application Requirement for Certain Financial Education Programs
RR2008-12: Processing of Deposit Accounts in the Event of an Insured Depository Institution Failure, Community Development Investment Authority, Covered Bond Policy Statement
RR2008-13: Regulation Z – Annual HOEPA Adjustment, Large Bank Deposit Insurance Determination Modernization
RR2008-14: Availability of Funds and Collection of Checks – FRB Cincinnati Branch Office, Risk-Based Capital Guidelines: BASEL II – Standardized Approach, Recordkeeping and Reimbursement for Providing Financial Records – FRB Regulation S
RR2008-15: Equal Credit Opportunity – Regulation B – OTS Address, OCC SemiAnnual Assessment, Providing Bank Products and Services in Association with Financial Education Programs, Optional Charter Provisions in Mutual Holding Company Structures, Deposit Insurance Regulations; Revocable Trust Accounts, Special Lending Facility to Facilitate the Purchase of Asset-Backed Commercial Paper from Money Market Mutual Funds, Exemption for Certain Securities Financing Transactions Between a Member Bank and an Affiliate, Deduction of Goodwill from Tier 1 Capital, Temporary Increase to FDIC Deposit Insurance Coverage Limits, Guidelines for Appeals of Material Supervisory Determinations, BASEL II Advanced Capital Framework: Supervisory Review Process of Capital Adequacy
RR2008-16: Reserve Requirements of Depository Institutions – Regulation D, OTS Civil Money Penalty Inflation Adjustment, Deposit Insurance Regulations – Mortgage Servicing Accounts, Deposit Insurance Assessments, Annual Indexing Adjustments to Reserve Requirements
RR2008-17: FDIC Temporary Liquidity Guarantee Program, Treatment of Perpetual Preferred Stock Issued to the Treasury, Interest Rates on Required Reserves
RR2008-18: Deposit Insurance Assessments Proposed Rule, Assessment Dividends, Civil Money Penalty Inflation Adjustment, Federal Reserve Bank Services – 2009 Fee SchedulesM
RR2008-19: Bank Secrecy Act – Amendments to CTR Exemptions, Revisions to Consolidated Reports of Condition and Income and Thrift Financial Report