2011 Issues of Regulatory Review

RR2011-01: Designated Reserve Ratio, Home Mortgage Disclosure Asset-Size Exemption Threshold, CRA Asset-Size Thresholds, Confidentiality of Suspicious Activity Reports – Financial Crimes Enforcement Network, CRA “Community Development” Rules, Truth-In-Lending – Increase to the Threshold for Exempt Consumer Credit Transactions, Consumer Leasing – Increase to the Threshold for Exempt Consumer Leases

RR2011-02: Debit Card Interchange Fees and Routing, Establishment of Risk-Based Capital Floor, Policy on Payment System Risk

RR2011-03: Truth-in-Lending Rate Threshold For Escrow Requirement, Equal Credit Opportunity Model Notices, Fair Credit Reporting Risk-Based Pricing Regulations, Deposit Insurance Training and Coverage

RR2011-04: Garnishment of Accounts Containing Federal Benefit Payments, Prohibition Against Payment of Interest on Demand Deposits, Interest on Deposits

RR2011-05: Consumer Leasing, Incentive-Based Compensation Arrangements

RR2011-06: Frequently Asked Questions – Garnishment of Accounts Containing Federal Benefit Payments, Credit Exposure Reports, FDIC Systemic Resolution Advisory Committee Established

RR2011-07: Capital Adequacy Guidelines, Stress Testing for Banking Organizations with More Than $10 Billion in Total Consolidated Assets, Annual HOEPA Adjustment, Credit Risk Retention, Equal Credit Opportunity, Guidance on Deposit-Related Consumer Credit Products, Threshold for Exempt Consumer Credit Transactions, Threshold for Exempt Consumer Leasing

RR2011-08: Risk-Based Capital Rules, Interest on Deposits, Deposit Insurance Coverage, Capital Plan

RR2011-09: Retail Foreign Exchange Transactions-FDIC, Retail Foreign Exchange Transactions-OCC, Prohibition Against Payment of Interest on Demand Deposits, Office of Thrift Supervision Integration; Dodd-Frank Act Implementation, Rules of Practice for Adjudication Proceedings, Transfer and Redesignation of Certain Regulations Involving State Savings Associations Pursuant to Dodd-Frank, Office of Thrift Supervision Integration Pursuant to the Dodd-Frank, Rule Relating to Investigations, State Official Notification Rules, Disclosure of Records and Information, Debit Card Interchange Fees and Routing, Retail Foreign Exchange Transactions-Regulation NN, Continued Application of Regulations to Savings and Loan Holding Companies, Interest on Deposits; Deposit Insurance Coverage

RR2011-10: Comprehensive Iran Sanctions, Accountability, and Divestment Reporting Requirements, Availability of Information, Public Observation of Meetings, Procedure, Practice for Hearings, and Post Employment Restriction for Senior Examiners, Savings and Loan Holding Companies, Resolution Plans Required for Insured Depository Institutions with $50 Billion or More in Total Assets, Assessment Rate Adjustment Guidelines for Large and Highly Complex Institutions, Reserve Requirements of Depository Institutions: Reserves Simplification and Private Sector Adjustment Factor, Collection of Checks and Other Items by Federal Reserve Banks and Funds Transfers Through Fedwire: Elimination of “As-of Adjustments” and Other Clarifications, Bank Secrecy Act Regulations: Definition of “Monetary Instrument”, Loans in Areas Having Special Flood Hazards; Interagency Questions and Answers Regarding Flood Insurance

RR2011-11: Reserve Requirements of Depository Institutions, Resolution Plans Required, Prohibition and Restrictions on Proprietary Trading and Certain Interests in, and Relationships with, Hedge Funds and Private Equity Funds, Alternatives to the Use of External Credit Ratings in the Regulations of the OCC, Permissible Investments for Federal and State Savings Associations: Corporate Debt Securities, Guidance on Due Diligence Requirements for Savings Associations in Determining Whether a Corporate Debt Security is Eligible for Investment, Streamlining Inherited Regulations, Disclosure of Certain Credit Card Compliant Data