2013 Issues of Regulatory Review

RR2013-01: Rules of Practice and Procedure, Community Reinvestment Act Regulations, Procedure Relating to Rulemaking, Reserve Requirements of Depository Institutions: Reserves Lending Limits, Home Mortgage Disclosure (Regulation C): Adjustment to Asset-Size Exemption, Escrow Requirements Under the Truth-in-Lending Act (Regulation Z), Electronic Fund Transfers (Regulation E) Temporary Delay of Effective Date, Ability-to-Repay and Qualified Mortgage Standards Under the Truth-in-Lending Act (Regulation Z), High-Cost Mortgage and Homeownership Counseling Amendments to the Truth-in-Lending Act (Regulation Z) and Homeownership Counseling Amendments to the Real Estate Settlement Procedures Act (Regulation X), Disclosure and Delivery Requirements for Copies of Appraisals and Other Written Valuations Under the Equal Credit Opportunity Act (Regulation B), Enhanced Prudential Standards and Early Remediation Requirements for Foreign Banking Organizations and Foreign Non-bank Financial Companies, Ability to Repay Standards Under the Truth-in-Lending Act (Regulation Z), Electronic Funds Transfers (Regulation E), Fair Credit Reporting Act Disclosures

RR2013-02: Mortgage Servicing Rules Under the Real Estate Settlement Procedures Act (RESPA)/Regulation X, Appraisals for Higher-Priced Mortgage Loans, Mortgage Servicing Rules Under the Truth-in-Lending Act (Regulation Z), Mortgage Servicing Rules Under the Truth-in-Lending Act (Regulation Z), Request for Information Regarding Financial Products Marketed to Students Enrolled in Institutions of Higher Education, Policy Statement on the Scenario Design Framework for Stress Testing

RR2013-03: Disclosures at Automated Teller Machines (Regulation E), Truth-in-Lending (Regulation Z), Retail Foreign Exchange Transactions (Regulation NN), Consumer Financial Civil Penalty Fund, Amendments to the 2013 Mortgage Rules Under the Real Estate Settlement Procedure Act (Regulation X) and the Truth-in-Lending Act (Regulation Z), Amendments to the 2013 Escrows Final Rule Under Truth-in-Lending Act (Regulation Z), Supervision and Regulation Assessments for Bank Holding Companies and Savings and Loan Hold Companies with Total Consolidated Assets of $50 Billion or More and Non-Bank Financial Companies Supervised by the Federal Reserve, Consumer Financial Civil Penalty Fund, Financial Market Utilities, Company-Run Annual Stress Testing Reporting Template and Documentation for Covered Institutions with Total Consolidated Assets of $10 Billion Under the Dodd-Frank Wall Street Reform and Consumer Protection Act, Interagency Guidance on Leveraged Lending, Statement of Policy on the Development and Review of Regulations and Policies, Proposed Guidance on Deposit Advance Products; Withdrawal of Proposed Guidance on Deposit-Related Consumer Credit Products, Proposed Guidance on Deposit Advance Products

RR2013-04: Electronic Fund Transfers (Regulation E), Amendments to the 2013 Escrows Final Rule Under the Truth-in-Lending Act (Regulation Z), Ability-to-Repay and Qualified Mortgage Standards Under The Truth-in-Lending Act (Regulation Z), Lending Limits, Loan Originator Compensation Requirements Under the Truth-in-Lending Act (Regulation Z); Prohibition on Financing Credit Insurance Premiums; Delay of Effective Date

RR2013-05: Amendments to the 2013 Mortgage Rules Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth-in-Lending Act (Regulation Z); Final Rule; Electronic Funds Transfer (Regulation E); Correction; Supervision and Regulation Assessment for Bank Holding Companies and Savings and Loan Holding Companies with Total Consolidated Assets of $50 Billion or More and Nonbank Financial Companies Supervised by the Federal Reserve; Deposit Insurance Regulations; Definition of Insured Deposits; Regulatory Capital Rules: Regulatory Capital, Implementation of Basel III, Capital Adequacy, Transition Provisions, Prompt Corrective Action, Standardized Approach for Risk-Weighted Assets, Market Discipline and Disclosure Requirements, Advanced Approaches Risk-Based Capital Rule, and Market Risk Capital Rule; Regulations Y and YY:  Application of the Revised Capital Framework to the Capital Plan and Stress Test Rules; Annual Company-Run Stress Tests at Banking Organizations With Total Consolidated Assets of More Than $10 Billion but Less Than $50 Billion; One-Year Transition Period to Revised Regulatory Capital Framework for 2013-2014 Stress Test Cycle; Regulatory Capital Rules: Regulatory Capital, Implementation Of Basel III, Capital Adequacy, Transition Provisions, Prompt Corrective Action, Standardized Approach for Risk-Weighted Assets, Market Discipline and Disclosure Requirements, Advanced Approaches Risk-Based Capital Rule, and Market Risk Capital Rule; Risk-Based Capital Guidelines; Market Risk; Appraisals for Higher-Priced Mortgage Loans — Supplemental Proposal; Regulatory Capital Rules: Regulatory Capital, Enhanced Supplementary Leverage Ratio Standards For Certain Bank Holding Companies and Their Subsidiary Insured Depository Institutions; Credit Risk Retention; Loans in Areas Having Special Flood Hazards; Risk-Based Capital Guidelines; Market Risk; Appraisals for Higher-Priced Mortgage Loans — Supplemental Proposal; Regulatory Capital Rules: Regulatory Capital, Enhanced Supplementary Leverage Ratio Standards For Certain Bank Holding Companies and Their Subsidiary Insured Depository Institutions; Credit Risk Retention; Loans in Areas Having Special Flood Hazards; Limitations on Terms of Consumer Credit Extended to Service Members and Dependents; Proposed Supervisory Guidance on Implementing Dodd-Frank Act Company-Run Stress Tests for Banking Organizations With Total Consolidated Assets of More Than $10 Billion but Less Than $50 Billion; Proposed Interagency Policy Statement Establishing Joint Standards for Assessing the Diversity Policies and Practices of Entities Regulated by the Agencies and Request for Comment; Policy Statement on the Principles for Development and Distribution of Annual Stress Test Scenarios