**Click Here for COVID-19 Resources**

PROGRAM OVERVIEW

This programming is being presented by ePayResources. Come to this two-day Boot Camp and get “whipped into ACH shape!” Greenhorns and seasoned veterans alike will walk away from this intensive experience with a fundamentally sound understanding of how the battle for compliant and efficient ACH operations can be won. During this course, recruits will: learn how to identify ACH Network participants; discover how an understanding of ACH terms and payment formats can expedite the resolution of customer inquiries; navigate the maze of the ACH Rules Book to find the information they need; decode an ACH Entry to understand the message being received; chart the course of an ACH Return Entry; dig through the technical specifications of an ACH file; and identify and quickly troubleshoot errors. Don’t wait to enlist!

Key takeaways will include:

• RDFI ACH Transaction Handling Reference Chart
• SEC Code Quick Reference Chart
• Document Retention Quick Reference Chart
• Time frames Quick Reference Chart
• Rule Book tabs
• FAQs

This program is geared for ACH operations staff, payroll managers, treasury professionals, corporate cash managers, software vendors and service providers, government finance officers, corporate and federal agency accounts payable and receivable staff, commercial lenders, compliance staff, third-party service providers, and auditors.

SPEAKER INFORMATION

Barbara Hudgins – Director of Payments Education, ePayResources

As a member of the education team, Barbara develops and presents on a variety of payments education and professional development training. She knows firsthand the challenges facing industry stakeholders and welcomes the opportunity to help our members navigate those challenges! She has over 15 years of community bank experience in retail services and deposit operations, including managing ACH and debit card programs. She also has 10 years of experience in secondary education.

Barbara holds a Bachelor of Science degree in Psychology and Master of Education in School Counseling from Virginia Commonwealth University, and has earned the Accredited ACH Professional (AAP) and Accredited Payments Risk Professional (APRP) certifications.

REGISTRATION INFORMATION

CBS Benefits Day – $90 (Early Bird – 3/9) / $140 (Regular – After 3/9)
HR Workshop – $170 (Early Bird – 3/9) / $220 (Regular – After 3/9)
Both Days – $245 (Early Bird – 3/9) / $295 (Regular – After 3/9)
Exhibitor – $285 (Early Bird – 3/9) / $335 (Regular – after 3/9)

PROGRAM OVERVIEW

Upgrade Inc, an online lending platform, will present their approach to consumer credit. Chief Credit Officer, Myles Reaz (previously with Bank of the West) will go through in detail the intricacies of underwriting digitally and the newest practices being utilized to enhance credit performance in a digital environment. Upgrade will also cover ways to enhance credit performance with borrower features and discuss underwriting in a COVID-19 environment. Confirmed topics will include:

• Brief Overview on Upgrade
• Credit Risk Highlights
• Underwriting Model Evolutions
• Borrower Features that Lead to Better Performance
• Verification / Fraud Strategies

SPEAKER OVERVIEW

Jim Quinn – Director of Financial Institution Partnerships, Upgrade 

Jim is a seasoned FinTech executive with 25+ years of experience in developing asset partnerships with banks. Jim has previously served as EVP & Chief Sales Officer at LSQ Funding, Kasasa/BancVue and PBIZ . Jim was also the nationwide Director of ABL Lending at First Citizens Bancshares.

Myles Reaz – Chief Credit Officer, Upgrade

Myles is responsible for Upgrade’s credit risk program oversight and activities. Myles is an accomplished consumer lending executive with 20+ years of leadership experience in risk, P&L management, strategy, product, and pricing at several major banks. Myles has previously served as an executive officer at Bank of the West, Wells Fargo, and CitiBank.

The safety of our members is our highest priority. This program will take place as scheduled, and will be converted into a webinar format depending on CDC and NCDHHS guidelines. In-person seating is limited, and attendees will be required to adhere to hotel policies and wear a face mask at all times, with the exception of meals.

There is a virtual participation option for this program.

PROGRAM INFORMATION

The Intermediate Commercial Lending class focuses on operating companies, specifically the balance sheet and its effect on the cash flow statements. Students will learn sources and uses, the cash cycle, and help determine the line of credit needs. Also covered are borrower due diligence questions and covenants appropriate for operating companies.

Specific topics will include:

• Advanced Cash Flow Analysis
• Identifying the Loan Purpose
• Proper Loan Structures
• Asset Conversion
• Asset Based Lines of Credit
• Borrower Due Diligence

Any participant focused on operating companies should attend this course. The training will dive deep into balance sheet lending and will include discussions and cases centered on UCA Cash Flow analysis.

SPEAKER INFORMATION

Andy Nenni – Chief Credit Officer, Movement Bank

Andy Nenni has been providing training and coaching for bankers involved in consumer and commercial lending and has created custom training programs for banking associations and financial institutions. Courses include improving sales, consumer lending basics, performing real estate evaluations, and beginner through advanced C&I and CRE underwriting skills. Andy weaves over fifteen years of banking experiences and stories into each class and uses real world examples to reinforce concepts and entertain attendees. He has served as a Personal Banker, Credit Analyst, Commercial Lender, and Chief Credit Officer in community and national banks. Andy earned a Bachelor of Science in Accounting at Kansas State University and a Masters of Business Administration at East Carolina University.

LODGING INFORMATION

The NCBA has secured a corporate rate at the Raleigh North Hills Hilton, which is $182/night. To make a reservation at this discounted rate, please use the link below.

Book your corporate rate for the NC Bankers Association

The safety of our members is our highest priority. This program will take place as scheduled, and will be converted to solely a webinar format depending on CDC and NCDHHS guidelines. Registrants can elect to attend in-person or virtually. In-person seating is limited, and attendees will be required to adhere to hotel policies and wear a face mask at all times, with the exception of meals.

PROGRAM INFORMATION

Confirmed topics for this session include:

• Biden Administration Regulatory Priorities and Changes
• Compliance Perspective on the New URLA, Effective March 1, 2021
  • Uniform Residential Loan Application (URLA) Data Elements
  • Mortgage Industry Standards Maintenance Organization (MISMO) Data Mapping
• Consumer Mortgage Application Compliance Hot Buttons
  • Fair Lending (ECOA and FHA)
  • Fair Credit Reporting Act (FCRA)
  • Truth in Lending Act (TILA) and TRID
  • ATR & QM Update
  • Privacy Standards
  • E-Sign Requirements
• Overdrafts and Other Significant Regulatory Issues
• Recent Enforcement Actions

SPEAKER INFORMATION

Patti Joyner – Financial Solutions

Patti Joyner is a dynamic speaker and leader with strong, intuitive management skills, and a deep conviction that “excellence is not optional.” She has extensive experience in working with financial institutions, bank data processors and governmental agencies. Patti has more than 35 years of experience in the financial industry as an entrepreneur and financial institution executive. She is a Certified Public Accountant, skilled regulatory compliance consultant, bank operations specialist, system automation designer and an enthusiastic regulatory compliance instructor who believes in providing real-world solutions ready for immediate implementation.

Patti founded Financial Solutions in 1990 to offer financial institutions complete, cost-effective regulatory compliance solutions, thereby eliminating an institution’s need to rush to increase overhead. The company specializes in providing regulatory compliance assistance for financial institutions through policies, programs, on-site compliance reviews and customized training.

LODGING INFORMATION

Stay tuned for lodging details!